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Area data

Zcta 32164, FL — ZIP 32164

Population: 56,658 (Census ACS)

The typical home value in ZIP 32164 (Zcta 32164, FL) is $321,497 — down 1.4% over the past year. Homes sell for a median $340,000 after a median 82 days on market. Typical rent runs $1,824/month. 5 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Moderate, with hurricane, coastal flooding, inland flooding the top-rated hazards. Cost of living is 3.4% above the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$321,497

Typical home value

-1.4%

1-year change

82

Median days on market

Relatively Moderate

Hazard risk (county)

Home values & appreciation

Typical home value
$321,497
1-year appreciation
-1.4%
3-year appreciation
-9.5%
5-year appreciation
+9.4%
10-year appreciation
+73.6%
Peak value since 2000 (Aug 2022)
$372,506
House Price Index (state)
552.0 (+0.9% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$340,000
Median list price
$361,450
Median price per sqft
$187
1-year sale-price change
-1.5%
Median days on market
82 days
Homes sold (recent period)
399
For-sale inventory
395
Sale-to-list ratio
98.3%
Active listings
569
1-year forecast
+0.6%
Days to pending
62 days
New listings (monthly)
94

Source: recent area sales and market data (ZIP-level)

Rents

Typical rent
$1,824/mo
1-year rent change
-0.4%
Studio fair-market rent
$1,326/mo
1BR fair-market rent
$1,376/mo
2BR fair-market rent
$1,758/mo
3BR fair-market rent
$2,361/mo
4BR fair-market rent
$2,581/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Above Average)
103.4 (100 = US avg)
Electricity rate (state-level)
15.2¢/kWh
Natural gas rate (state-level)
$25.50/MCF
30-year mortgage rate (national)
7.40%
15-year mortgage rate (national)
6.73%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
5
Elementary schools
3
Middle schools
1
High schools
1
Charter schools
1
Avg student-teacher ratio
17.8 : 1
Schools include
FLAGLER-PALM COAST HIGH SCHOOL, BUDDY TAYLOR MIDDLE SCHOOL, LEWIS E. WADSWORTH ELEMENTARY, RYMFIRE ELEMENTARY SCHOOL, IMAGINE SCHOOL AT TOWN CENTER

Source: NCES school directory, 2024-25 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively Moderate
Top hazards (county)
hurricane, coastal flooding, inland flooding, lightning, tornado
Notable hazard ratings (county)
hurricane: Relatively High · tornado: Relatively Moderate · lightning: Relatively Moderate · inland flooding: Relatively Moderate · coastal flooding: Relatively Moderate · heat wave: Relatively Low
Most common flood zone among NFIP claims
Zone X
NFIP flood claims on record
48
Wildfire risk to homes (county)
Higher than 88% of US counties
Buildings in wildfire direct-exposure zone
43.1%
Radon potential (county)
Low radon potential — EPA Zone 3 of 3
EPA Superfund (NPL) sites within 5 mi
None
Flood zones vary by property. Look up a specific address on the FEMA Flood Map Service Center.
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA NFIP flood-insurance claims (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
72.0°F
Average high
80.5°F
Average low
63.5°F
Annual precipitation
52.4 in
USDA plant hardiness zone
9b (extreme annual low 25 to 30°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Air quality

Air quality rating
Good
Median AQI (annual)
34
Days with Good air quality
357
Days with Moderate air quality
7
Highest AQI recorded (year)
77

Source: EPA annual air quality index (county-level)

Walkability & transit

Walkability index
9.2 / 20
Transit service frequency
-99,999
Jobs reachable by car (30 min)
5,025
Jobs reachable by transit (45 min)
6,708

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

National parks within ~60 mi
3
Nearest national park
Fort Matanzas National Monument (13 mi)
National parks include
Fort Matanzas National Monument, Castillo de San Marcos National Monument, Canaveral National Seashore
Airports within 30 mi
23
Nearest airport
Flagler Executive Airport (4 mi)
Nearest major airport
Daytona Beach International Airport (DAB) (25 mi)
Hospitals in or near this ZIP
1
Hospitals include
AdventHealth Palm Coast
Avg hospital rating (CMS)
5.0 / 5
Best hospital rating nearby (CMS)
5.0 / 5
EV charging stations (within 10 mi)
24
Solar radiation rating
Good (4.8 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data (same ZIP, else within ~40 mi) · DOE/NREL (proximity-based)

Migration

Net migration (county)
+2,477 tax filers

Source: IRS SOI county-to-county migration (county-level; published with a multi-year lag)

Housing stock

Median year housing built
2004
Housing built before 1970
0.7%
Housing built 2000 or later
68.8%
Median annual property tax
$2,440
Mean commute to work
21 min
Households with broadband internet
74.1%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
24,343
Average weekly wage
$998
Top industries (by employment)
Accommodation & Food, Health Care, Construction
Annual residential building permits (county)
2,586

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

ZIP 32164State medianUS median
Typical home value$321,497$343,854$288,527
Median sale price$340,000$359,990$325,000
Median days on market82 days72 days51 days
Typical rent$1,824/mo$2,085/mo$1,809/mo
Median annual property tax$2,440$2,388$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the typical home value in ZIP 32164?
$321,497.
What is the median sale price in ZIP 32164?
$340,000.
How long do homes take to sell in ZIP 32164?
Median days on market: 82 days.
What is typical rent in ZIP 32164?
Typical rent: $1,824/month.
What is the natural-hazard risk in ZIP 32164?
Overall risk: Relatively Moderate (FEMA NRI, county-level). Top hazards: hurricane, coastal flooding, inland flooding, lightning, tornado.
Is ZIP 32164 in a flood zone?
Flood zones vary by property within ZIP 32164. 48 FEMA flood-insurance (NFIP) claims are on record; the most common zone among them is X. Check a specific address on the FEMA Flood Map Service Center.
What is the wildfire risk in ZIP 32164?
Risk to homes is higher than 88% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 32164?
Low radon potential — EPA Zone 3 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 32164?
No current or proposed National Priorities List sites within 5 miles (EPA).
How many schools serve ZIP 32164?
5 schools (3 elementary, 1 middle, 1 high) (NCES, 2024-25).
Is ZIP 32164 walkable?
Walkability index: 9.2/20 (EPA Smart Location Database).
What is the air quality in ZIP 32164?
Good. Median AQI: 34. (EPA AQI).
What is the cost of living in ZIP 32164?
Regional Price Parity: 103.4 (100 = US average) (Above Average) (BEA RPP, metro/state-level).

Nearby ZIP codes

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Data last updated

Most recent source refresh: Oct 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents