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Area data

Saint Augustine, FL — ZIP 32095

Population: 21,399 (Census ACS)

The typical home value in ZIP 32095 (Saint Augustine, FL) is $498,380 — down 1.5% over the past year. Homes sell for a median $477,000 after a median 72 days on market. Typical rent runs $2,169/month. 3 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Moderate, with coastal flooding, hurricane, lightning the top-rated hazards. Cost of living is 3.4% above the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$498,380

Typical home value

-1.5%

1-year change

72

Median days on market

Relatively Moderate

Hazard risk (county)

Home values & appreciation

Typical home value
$498,380
1-year appreciation
-1.5%
3-year appreciation
-5.6%
5-year appreciation
+16.9%
10-year appreciation
+66.1%
Peak value since 2000 (Aug 2022)
$554,143
House Price Index (state)
552.0 (+0.9% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$477,000
Median list price
$498,000
Median price per sqft
$229
1-year sale-price change
+15.2%
Median days on market
72 days
Homes sold (recent period)
188
For-sale inventory
246
Sale-to-list ratio
97.9%
Active listings
237
1-year forecast
+0.5%
Days to pending
105 days
New listings (monthly)
45

Source: recent area sales and market data (ZIP-level)

Rents

Typical rent
$2,169/mo
1-year rent change
+1.1%
Studio fair-market rent
$1,401/mo
1BR fair-market rent
$1,421/mo
2BR fair-market rent
$1,694/mo
3BR fair-market rent
$2,077/mo
4BR fair-market rent
$2,594/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Above Average)
103.4 (100 = US avg)
Electricity rate (state-level)
15.2¢/kWh
Natural gas rate (state-level)
$25.50/MCF
30-year mortgage rate (national)
7.40%
15-year mortgage rate (national)
6.73%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
3
Elementary schools
3
Middle schools
0
High schools
0
Avg student-teacher ratio
16.8 : 1
Schools include
PALENCIA ELEMENTARY SCHOOL, PINE ISLAND ACADEMY, LAKESIDE ACADEMY

Source: NCES school directory, 2024-25 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively Moderate
Top hazards (county)
coastal flooding, hurricane, lightning, heat wave, inland flooding
Notable hazard ratings (county)
hurricane: Relatively High · lightning: Relatively High · coastal flooding: Relatively High · tornado: Relatively Moderate · heat wave: Relatively Moderate · wildfire: Relatively Moderate
Most common flood zone among NFIP claims
Zone AE
NFIP flood claims on record
111
Wildfire risk to homes (county)
Higher than 77% of US counties
Buildings in wildfire direct-exposure zone
42.1%
Radon potential (county)
Low radon potential — EPA Zone 3 of 3
EPA Superfund (NPL) sites within 5 mi
None
Nearest Superfund site
Jacksonville Naval Air Station (21.5 mi)
Flood zones vary by property. Look up a specific address on the FEMA Flood Map Service Center.
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA NFIP flood-insurance claims (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Annual precipitation
55.9 in
USDA plant hardiness zone
9b (extreme annual low 25 to 30°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Walkability & transit

Walkability index
8.0 / 20
Transit service frequency
-99,999
Jobs reachable by car (30 min)
13,891
Jobs reachable by transit (45 min)
10,423

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

National parks within ~60 mi
4
Nearest national park
Castillo de San Marcos National Monument (10 mi)
National parks include
Castillo de San Marcos National Monument, Fort Matanzas National Monument, Timucuan Ecological & Historic Preserve
Airports within 30 mi
14
Nearest airport
Northeast Florida Regional Airport (UST) (6 mi)
Nearest major airport
Northeast Florida Regional Airport (UST) (6 mi)
Hospitals in or near this ZIP
18
Hospitals include
SHANDS JACKSONVILLE, ASCENSION ST VINCENT'S RIVERSIDE, BAPTIST HEALTH MEDICAL CENTER - JACKSONVILLE
Avg hospital rating (CMS)
3.6 / 5
Best hospital rating nearby (CMS)
5.0 / 5
EV charging stations (within 10 mi)
24
Solar radiation rating
Good (4.8 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data (same ZIP, else within ~40 mi) · DOE/NREL (proximity-based)

Migration

Net migration (county)
+4,832 tax filers

Source: IRS SOI county-to-county migration (county-level; published with a multi-year lag)

Housing stock

Median year housing built
2014
Housing built before 1970
0.4%
Housing built 2000 or later
81.7%
Median annual property tax
$4,693
Mean commute to work
19 min
Households with broadband internet
89.2%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
89,016
Average weekly wage
$1,195
Top industries (by employment)
Accommodation & Food, Health Care, Professional Services
Annual residential building permits (county)
4,735

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

ZIP 32095State medianUS median
Typical home value$498,380$343,854$288,527
Median sale price$477,000$359,990$325,000
Median days on market72 days72 days51 days
Typical rent$2,169/mo$2,085/mo$1,809/mo
Median annual property tax$4,693$2,388$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the typical home value in ZIP 32095?
$498,380.
What is the median sale price in ZIP 32095?
$477,000.
How long do homes take to sell in ZIP 32095?
Median days on market: 72 days.
What is typical rent in ZIP 32095?
Typical rent: $2,169/month.
What is the natural-hazard risk in ZIP 32095?
Overall risk: Relatively Moderate (FEMA NRI, county-level). Top hazards: coastal flooding, hurricane, lightning, heat wave, inland flooding.
Is ZIP 32095 in a flood zone?
Flood zones vary by property within ZIP 32095. 111 FEMA flood-insurance (NFIP) claims are on record; the most common zone among them is AE. Check a specific address on the FEMA Flood Map Service Center.
What is the wildfire risk in ZIP 32095?
Risk to homes is higher than 77% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 32095?
Low radon potential — EPA Zone 3 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 32095?
No current or proposed National Priorities List sites within 5 miles (EPA).
How many schools serve ZIP 32095?
3 schools (3 elementary) (NCES, 2024-25).
Is ZIP 32095 walkable?
Walkability index: 8.0/20 (EPA Smart Location Database).
What is the cost of living in ZIP 32095?
Regional Price Parity: 103.4 (100 = US average) (Above Average) (BEA RPP, metro/state-level).

Nearby ZIP codes

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Data last updated

Most recent source refresh: Oct 2026. See all data sources →

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