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Area data

Hampstead, NC — ZIP 28443

Population: 28,416 (Census ACS)

The typical home value in ZIP 28443 (Hampstead, NC) is $493,066 — up 0.4% over the past year. Homes sell for a median $490,000 after a median 76 days on market. Typical rent runs $1,949/month. 6 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Moderate, with hurricane, lightning, winter weather the top-rated hazards. Cost of living is 5.7% below the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$493,066

Typical home value

+0.4%

1-year change

76

Median days on market

Relatively Moderate

Hazard risk (county)

Home values & appreciation

Typical home value
$493,066
1-year appreciation
+0.4%
3-year appreciation
+2.6%
5-year appreciation
+25.4%
10-year appreciation
+79.4%
Peak value since 2000 (Jun 2025)
$493,456
House Price Index (state)
445.4 (+0.4% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$490,000
Median list price
$529,900
Median price per sqft
$215
1-year sale-price change
-3.9%
Median days on market
76 days
Homes sold (recent period)
252
For-sale inventory
206
Sale-to-list ratio
98.1%
Active listings
282
1-year forecast
+1.5%
Days to pending
52 days
New listings (monthly)
55

Source: recent area sales and market data (ZIP-level)

Rents

Typical rent
$1,949/mo
1-year rent change
+8.8%
Studio fair-market rent
$915/mo
1BR fair-market rent
$1,101/mo
2BR fair-market rent
$1,199/mo
3BR fair-market rent
$1,660/mo
4BR fair-market rent
$2,004/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Below Average)
94.3 (100 = US avg)
Electricity rate (state-level)
14.0¢/kWh
Natural gas rate (state-level)
$16.40/MCF
30-year mortgage rate (national)
7.40%
15-year mortgage rate (national)
6.73%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
6
Elementary schools
3
Middle schools
2
High schools
1
Avg student-teacher ratio
20.4 : 1
Schools include
Topsail High, Topsail Middle, South Topsail Elementary, North Topsail Elementary, Topsail Annandale Elementary School

Source: NCES school directory, 2024-25 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively Moderate
Top hazards (county)
hurricane, lightning, winter weather, coastal flooding, ice storm
Notable hazard ratings (county)
hurricane: Relatively High · lightning: Relatively High · winter weather: Relatively High · tornado: Relatively Moderate · ice storm: Relatively Moderate · strong wind: Relatively Moderate
Most common flood zone among NFIP claims
Zone X
NFIP flood claims on record
398
Wildfire risk to homes (county)
Higher than 77% of US counties
Buildings in wildfire direct-exposure zone
78.0%
Radon potential (county)
Low radon potential — EPA Zone 3 of 3
EPA Superfund (NPL) sites within 5 mi
None
Nearest Superfund site
Horton Iron and Metal (20.1 mi)
Flood zones vary by property. Look up a specific address on the FEMA Flood Map Service Center.
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA NFIP flood-insurance claims (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
65.0°F
Average high
72.0°F
Average low
58.0°F
Annual precipitation
60.3 in
USDA plant hardiness zone
8b (extreme annual low 15 to 20°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Walkability & transit

Walkability index
7.0 / 20
Transit service frequency
-99,999
Jobs reachable by car (30 min)
4,434
Jobs reachable by transit (45 min)
5,639

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

National parks within ~60 mi
1
Nearest national park
Moores Creek National Battlefield (25 mi)
Airports within 30 mi
13
Nearest airport
Topsail Airpark (6 mi)
Nearest major airport
Wilmington International Airport (ILM) (18 mi)
Hospitals in or near this ZIP
10
Hospitals include
ONSLOW MEMORIAL HOSPITAL, NMC Camp Lejeune, VIDANT DUPLIN HOSPITAL
Avg hospital rating (CMS)
2.8 / 5
Best hospital rating nearby (CMS)
4.0 / 5
Solar radiation rating
Good (4.5 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data (same ZIP, else within ~40 mi) · DOE/NREL (proximity-based)

Migration

Net migration (county)
+1,070 tax filers

Source: IRS SOI county-to-county migration (county-level; published with a multi-year lag)

Housing stock

Median year housing built
2003
Housing built before 1970
4.1%
Housing built 2000 or later
56.1%
Median annual property tax
$2,521
Mean commute to work
24 min
Households with broadband internet
83.6%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
13,349
Average weekly wage
$916
Top industries (by employment)
Accommodation & Food, Health Care, Construction
Annual residential building permits (county)
833

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

ZIP 28443State medianUS median
Typical home value$493,066$285,911$288,527
Median sale price$490,000$330,000$325,000
Median days on market76 days70 days51 days
Typical rent$1,949/mo$1,688/mo$1,809/mo
Median annual property tax$2,521$1,366$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the typical home value in ZIP 28443?
$493,066.
What is the median sale price in ZIP 28443?
$490,000.
How long do homes take to sell in ZIP 28443?
Median days on market: 76 days.
What is typical rent in ZIP 28443?
Typical rent: $1,949/month.
What is the natural-hazard risk in ZIP 28443?
Overall risk: Relatively Moderate (FEMA NRI, county-level). Top hazards: hurricane, lightning, winter weather, coastal flooding, ice storm.
Is ZIP 28443 in a flood zone?
Flood zones vary by property within ZIP 28443. 398 FEMA flood-insurance (NFIP) claims are on record; the most common zone among them is X. Check a specific address on the FEMA Flood Map Service Center.
What is the wildfire risk in ZIP 28443?
Risk to homes is higher than 77% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 28443?
Low radon potential — EPA Zone 3 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 28443?
No current or proposed National Priorities List sites within 5 miles (EPA).
How many schools serve ZIP 28443?
6 schools (3 elementary, 2 middle, 1 high) (NCES, 2024-25).
Is ZIP 28443 walkable?
Walkability index: 7.0/20 (EPA Smart Location Database).
What is the cost of living in ZIP 28443?
Regional Price Parity: 94.3 (100 = US average) (Below Average) (BEA RPP, metro/state-level).

Nearby ZIP codes

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Data last updated

Most recent source refresh: Oct 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents