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Area data

Swanton, MD — ZIP 21561

Population: 2,412 (Census ACS)

The typical home value in ZIP 21561 (Swanton, MD) is $587,636 — up 1.4% over the past year. Homes sell for a median $612,000 after a median 58 days on market. FEMA's National Risk Index rates the county's overall natural-hazard risk Very Low, with winter weather the top-rated hazards. Cost of living is 5.0% above the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$587,636

Typical home value

+1.4%

1-year change

58

Median days on market

Very Low

Hazard risk (county)

Home values & appreciation

Typical home value
$587,636
1-year appreciation
+1.4%
3-year appreciation
+2.8%
5-year appreciation
+23.3%
10-year appreciation
+101.9%
Peak value since 2000 (Oct 2024)
$597,002
House Price Index (state)
376.2 (+0.9% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$612,000
Median list price
$625,000
Median price per sqft
$295
1-year sale-price change
-2.1%
Median days on market
58 days
Homes sold (recent period)
24
For-sale inventory
50
Sale-to-list ratio
94.7%
Active listings
49
New listings (monthly)
10

Source: recent area sales and market data (ZIP-level)

Rents

Studio fair-market rent
$853/mo
1BR fair-market rent
$877/mo
2BR fair-market rent
$1,014/mo
3BR fair-market rent
$1,339/mo
4BR fair-market rent
$1,344/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Above Average)
105.0 (100 = US avg)
Electricity rate (state-level)
19.5¢/kWh
Natural gas rate (state-level)
$16.10/MCF
30-year mortgage rate (national)
7.40%
15-year mortgage rate (national)
6.73%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Natural hazards & flood risk

Overall hazard risk (county)
Very Low
Top hazards (county)
winter weather
Notable hazard ratings (county)
winter weather: Relatively Moderate · hail: Relatively Low · drought: Relatively Low · cold wave: Relatively Low · hurricane: Relatively Low · landslide: Relatively Low
Wildfire risk to homes (county)
Higher than 40% of US counties
Buildings in wildfire direct-exposure zone
90.0%
Radon potential (county)
Moderate radon potential — EPA Zone 2 of 3
EPA Superfund (NPL) sites within 5 mi
None
Nearest Superfund site
Allegany Ballistics Laboratory (USNAVY) (18.6 mi)
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA NFIP flood-insurance claims (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
47.0°F
Average high
58.0°F
Average low
36.0°F
Annual precipitation
52.7 in
Annual snowfall
117.8 in
USDA plant hardiness zone
6a (extreme annual low -10 to -5°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Air quality

Air quality rating
Good
Median AQI (annual)
39
Days with Good air quality
318
Days with Moderate air quality
47
Highest AQI recorded (year)
80

Source: EPA annual air quality index (county-level)

Amenities

National parks within ~60 mi
5
Nearest national park
Fort Necessity National Battlefield (29 mi)
National parks include
Fort Necessity National Battlefield, Flight 93 National Memorial, Friendship Hill National Historic Site
Airports within 30 mi
21
Nearest airport
Moran Field (7 mi)
Hospitals in or near this ZIP
11
Hospitals include
GARRETT REGIONAL MEDICAL CENTER, WESTERN MARYLAND REGIONAL MEDICAL CENTER, THOMAS B FINAN CENTER
Avg hospital rating (CMS)
3.3 / 5
Best hospital rating nearby (CMS)
5.0 / 5
Solar radiation rating
Fair (3.9 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data (same ZIP, else within ~40 mi) · DOE/NREL (proximity-based)

Migration

Net migration (county)
-47 tax filers

Source: IRS SOI county-to-county migration (county-level; published with a multi-year lag)

Housing stock

Median year housing built
1983
Housing built before 1970
30.4%
Housing built 2000 or later
21.7%
Median annual property tax
$2,366
Mean commute to work
26 min
Households with broadband internet
49.5%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
10,369
Average weekly wage
$946
Top industries (by employment)
Accommodation & Food, Construction, Administrative Services
Annual residential building permits (county)
148

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

ZIP 21561State medianUS median
Typical home value$587,636$446,567$288,527
Median sale price$612,000$450,000$325,000
Median days on market58 days40 days51 days
Median annual property tax$2,366$3,862$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the typical home value in ZIP 21561?
$587,636.
What is the median sale price in ZIP 21561?
$612,000.
How long do homes take to sell in ZIP 21561?
Median days on market: 58 days.
What is typical rent in ZIP 21561?
2-bedroom fair-market rent: $1,014/month (HUD FMR — a 40th-percentile regulatory reference, not market-observed).
What is the natural-hazard risk in ZIP 21561?
Overall risk: Very Low (FEMA NRI, county-level). Top hazards: winter weather.
What is the wildfire risk in ZIP 21561?
Risk to homes is higher than 40% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 21561?
Moderate radon potential — EPA Zone 2 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 21561?
No current or proposed National Priorities List sites within 5 miles (EPA).
What is the air quality in ZIP 21561?
Good. Median AQI: 39. (EPA AQI).
What is the cost of living in ZIP 21561?
Regional Price Parity: 105.0 (100 = US average) (Above Average) (BEA RPP, metro/state-level).

Nearby ZIP codes

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Data last updated

Most recent source refresh: Oct 2026. See all data sources →

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