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Area data

Scotland, MD — ZIP 20687

Population: 415 (Census ACS)

The typical home value in ZIP 20687 (Scotland, MD) is $360,976 — up 2.2% over the past year. Homes sell for a median $380,000 after a median 97 days on market. FEMA's National Risk Index rates the county's overall natural-hazard risk Very Low, with coastal flooding, drought, hurricane the top-rated hazards. Cost of living is 5.0% above the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$360,976

Typical home value

+2.2%

1-year change

97

Median days on market

Very Low

Hazard risk (county)

Home values & appreciation

Typical home value
$360,976
1-year appreciation
+2.2%
3-year appreciation
+4.2%
5-year appreciation
+8.7%
10-year appreciation
+36.8%
Peak value since 2000 (Jun 2007)
$376,874
House Price Index (state)
376.2 (+0.9% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$380,000
Median price per sqft
$226
1-year sale-price change
-18.4%
Median days on market
97 days
Homes sold (recent period)
3
For-sale inventory
7
Sale-to-list ratio
102.8%
Active listings
2
1-year forecast
+2.4%

Source: recent area sales and market data (ZIP-level)

Rents

Studio fair-market rent
$1,328/mo
1BR fair-market rent
$1,642/mo
2BR fair-market rent
$1,787/mo
3BR fair-market rent
$2,242/mo
4BR fair-market rent
$2,853/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Above Average)
105.0 (100 = US avg)
Electricity rate (state-level)
19.5¢/kWh
Natural gas rate (state-level)
$16.10/MCF
30-year mortgage rate (national)
7.40%
15-year mortgage rate (national)
6.73%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Natural hazards & flood risk

Overall hazard risk (county)
Very Low
Top hazards (county)
coastal flooding, drought, hurricane, strong wind
Notable hazard ratings (county)
drought: Relatively Moderate · hurricane: Relatively Moderate · strong wind: Relatively Moderate · coastal flooding: Relatively Moderate · hail: Relatively Low · tornado: Relatively Low
Most common flood zone among NFIP claims
Zone AE
NFIP flood claims on record
86
Wildfire risk to homes (county)
Higher than 46% of US counties
Buildings in wildfire direct-exposure zone
77.7%
Radon potential (county)
Moderate radon potential — EPA Zone 2 of 3
EPA Superfund (NPL) sites within 5 mi
None
Nearest Superfund site
Patuxent River Naval Air Station (14.9 mi)
Flood zones vary by property. Look up a specific address on the FEMA Flood Map Service Center.
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA NFIP flood-insurance claims (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
58.0°F
Average high
67.0°F
Average low
50.0°F
Annual precipitation
48.5 in
USDA plant hardiness zone
8a (extreme annual low 10 to 15°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Walkability & transit

Walkability index
5.0 / 20
Transit service frequency
-99,999
Jobs reachable by car (30 min)
1,476
Jobs reachable by transit (45 min)
1,892

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

National parks within ~60 mi
9
Nearest national park
Harriet Tubman Underground Railroad National Historical Park (29 mi)
National parks include
Harriet Tubman Underground Railroad National Historical Park, George Washington Birthplace National Monument, Thomas Stone National Historic Site
Airports within 30 mi
31
Nearest airport
Chandler Airport (5 mi)
Nearest major airport
Patuxent River Naval Air Station (Trapnell Field) (NHK) (16 mi)
Hospitals in or near this ZIP
7
Hospitals include
MEDSTAR SAINT MARY'S HOSPITAL, UNIVERSITY OF MD CHARLES REGIONAL MEDICAL CENTER, CALVERTHEALTH MEDICAL CENTER
Avg hospital rating (CMS)
3.8 / 5
Best hospital rating nearby (CMS)
5.0 / 5
Solar radiation rating
Fair (4.3 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data (same ZIP, else within ~40 mi) · DOE/NREL (proximity-based)

Migration

Net migration (county)
-143 tax filers

Source: IRS SOI county-to-county migration (county-level; published with a multi-year lag)

Housing stock

Median year housing built
1966
Housing built before 1970
56.4%
Housing built 2000 or later
19.1%
Median annual property tax
$3,881
Households with broadband internet
71.6%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
32,304
Average weekly wage
$1,466
Top industries (by employment)
Professional Services, Health Care, Accommodation & Food
Annual residential building permits (county)
282

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

ZIP 20687State medianUS median
Typical home value$360,976$446,567$288,527
Median sale price$380,000$450,000$325,000
Median days on market97 days40 days51 days
Median annual property tax$3,881$3,862$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the typical home value in ZIP 20687?
$360,976.
What is the median sale price in ZIP 20687?
$380,000.
How long do homes take to sell in ZIP 20687?
Median days on market: 97 days.
What is typical rent in ZIP 20687?
2-bedroom fair-market rent: $1,787/month (HUD FMR — a 40th-percentile regulatory reference, not market-observed).
What is the natural-hazard risk in ZIP 20687?
Overall risk: Very Low (FEMA NRI, county-level). Top hazards: coastal flooding, drought, hurricane, strong wind.
Is ZIP 20687 in a flood zone?
Flood zones vary by property within ZIP 20687. 86 FEMA flood-insurance (NFIP) claims are on record; the most common zone among them is AE. Check a specific address on the FEMA Flood Map Service Center.
What is the wildfire risk in ZIP 20687?
Risk to homes is higher than 46% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 20687?
Moderate radon potential — EPA Zone 2 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 20687?
No current or proposed National Priorities List sites within 5 miles (EPA).
Is ZIP 20687 walkable?
Walkability index: 5.0/20 (EPA Smart Location Database).
What is the cost of living in ZIP 20687?
Regional Price Parity: 105.0 (100 = US average) (Above Average) (BEA RPP, metro/state-level).

Nearby ZIP codes

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Data last updated

Most recent source refresh: Oct 2026. See all data sources →

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