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Area data

Niagara Falls, NY — ZIP 14304

Population: 29,208 (Census ACS)

The typical home value in ZIP 14304 (Niagara Falls, NY) is $210,607 — up 5.2% over the past year. Homes sell for a median $233,500 after a median 9 days on market. Typical rent runs $1,324/month. 5 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Moderate, with ice storm, cold wave, inland flooding the top-rated hazards. Cost of living is 7.9% above the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$210,607

Typical home value

+5.2%

1-year change

9

Median days on market

Relatively Moderate

Hazard risk (county)

Home values & appreciation

Typical home value
$210,607
1-year appreciation
+5.2%
3-year appreciation
+13.2%
5-year appreciation
+26.7%
10-year appreciation
+109.4%
Peak value since 2000 (Jul 2026)
$210,777
House Price Index (state)
437.3 (+3.5% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$233,500
Median list price
$199,894
Median price per sqft
$176
1-year sale-price change
+13.6%
Median days on market
9 days
Homes sold (recent period)
66
For-sale inventory
74
Sale-to-list ratio
105.8%
Active listings
57
1-year forecast
+2.2%
Days to pending
19 days
New listings (monthly)
35

Source: recent area sales and market data (ZIP-level)

Rents

Typical rent
$1,324/mo
Studio fair-market rent
$1,178/mo
1BR fair-market rent
$1,203/mo
2BR fair-market rent
$1,423/mo
3BR fair-market rent
$1,732/mo
4BR fair-market rent
$1,977/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Above Average)
107.9 (100 = US avg)
Electricity rate (state-level)
26.4¢/kWh
Natural gas rate (state-level)
$17.60/MCF
30-year mortgage rate (national)
7.40%
15-year mortgage rate (national)
6.73%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
5
Elementary schools
4
Middle schools
1
High schools
0
Charter schools
1
Avg student-teacher ratio
14.8 : 1
School districts serving the area
NIAGARA CHARTER SCHOOL, NIAGARA FALLS CITY SCHOOL DISTRICT
Schools include
NIAGARA CHARTER SCHOOL, GERALDINE J MANN SCHOOL, SEVENTY NINTH STREET SCHOOL, LASALLE PREPARATORY SCHOOL, CATARACT ELEMENTARY SCHOOL

Source: NCES school directory, 2024-25 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively Moderate
Top hazards (county)
ice storm, cold wave, inland flooding, lightning, strong wind
Notable hazard ratings (county)
ice storm: Relatively High · cold wave: Relatively Moderate · lightning: Relatively Moderate · strong wind: Relatively Moderate · inland flooding: Relatively Moderate · hail: Relatively Low
Most common flood zone among NFIP claims
Zone AE
NFIP flood claims on record
66
Wildfire risk to homes (county)
Higher than 2% of US counties
Buildings in wildfire direct-exposure zone
44.5%
Radon potential (county)
Moderate radon potential — EPA Zone 2 of 3
EPA Superfund (NPL) sites within 5 mi
2
Nearest Superfund site
Forest Glen Mobile Home Subdivision (2.6 mi)
Flood zones vary by property. Look up a specific address on the FEMA Flood Map Service Center.
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA NFIP flood-insurance claims (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
49.0°F
Average high
58.0°F
Average low
41.0°F
Annual precipitation
34.7 in
Annual snowfall
72.4 in
USDA plant hardiness zone
6b (extreme annual low -5 to 0°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Air quality

Air quality rating
Good
Median AQI (annual)
34
Days with Good air quality
328
Days with Moderate air quality
24
Highest AQI recorded (year)
115

Source: EPA annual air quality index (county-level)

Walkability & transit

Walkability index
13.2 / 20
Transit service frequency
760
Jobs reachable by car (30 min)
38,078
Jobs reachable by transit (45 min)
36,111

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

National parks within ~60 mi
1
Nearest national park
Theodore Roosevelt Inaugural National Historic Site (14 mi)
Airports within 30 mi
22
Nearest airport
Niagara Falls International Airport (IAG) (1 mi)
Nearest major airport
Niagara Falls International Airport (IAG) (1 mi)
Hospitals in or near this ZIP
13
Hospitals include
KALEIDA HEALTH, NIAGARA FALLS MEMORIAL MEDICAL CENTER, SISTERS OF CHARITY HOSPITAL
Avg hospital rating (CMS)
2.6 / 5
Best hospital rating nearby (CMS)
5.0 / 5
Solar radiation rating
Fair (3.7 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data (same ZIP, else within ~40 mi) · DOE/NREL (proximity-based)

Migration

Net migration (county)
-146 tax filers

Source: IRS SOI county-to-county migration (county-level; published with a multi-year lag)

Housing stock

Median year housing built
1959
Housing built before 1970
61.6%
Housing built 2000 or later
8.1%
Median annual property tax
$3,528
Mean commute to work
17 min
Households with broadband internet
76.7%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
55,551
Average weekly wage
$1,061
Top industries (by employment)
Health Care, Accommodation & Food, Construction
Annual residential building permits (county)
271

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

ZIP 14304State medianUS median
Typical home value$210,607$332,107$288,527
Median sale price$233,500$363,950$325,000
Median days on market9 days55 days51 days
Typical rent$1,324/mo$2,700/mo$1,809/mo
Median annual property tax$3,528$4,500$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the typical home value in ZIP 14304?
$210,607.
What is the median sale price in ZIP 14304?
$233,500.
How long do homes take to sell in ZIP 14304?
Median days on market: 9 days.
What is typical rent in ZIP 14304?
Typical rent: $1,324/month.
What is the natural-hazard risk in ZIP 14304?
Overall risk: Relatively Moderate (FEMA NRI, county-level). Top hazards: ice storm, cold wave, inland flooding, lightning, strong wind.
Is ZIP 14304 in a flood zone?
Flood zones vary by property within ZIP 14304. 66 FEMA flood-insurance (NFIP) claims are on record; the most common zone among them is AE. Check a specific address on the FEMA Flood Map Service Center.
What is the wildfire risk in ZIP 14304?
Risk to homes is higher than 2% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 14304?
Moderate radon potential — EPA Zone 2 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 14304?
2 current or proposed National Priorities List sites within 5 miles (EPA). Nearest site: Forest Glen Mobile Home Subdivision, 2.6 mi.
How many schools serve ZIP 14304?
5 schools (4 elementary, 1 middle) (NCES, 2024-25).
Is ZIP 14304 walkable?
Walkability index: 13.2/20 (EPA Smart Location Database).
What is the air quality in ZIP 14304?
Good. Median AQI: 34. (EPA AQI).
What is the cost of living in ZIP 14304?
Regional Price Parity: 107.9 (100 = US average) (Above Average) (BEA RPP, metro/state-level).

Nearby ZIP codes

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Data last updated

Most recent source refresh: Oct 2026. See all data sources →

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