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Area data

Silver Creek, NY — ZIP 14136

Population: 5,450 (Census ACS)

The typical home value in ZIP 14136 (Silver Creek, NY) is $198,847 — up 5.4% over the past year. Homes sell for a median $210,000 after a median 15 days on market. 3 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Moderate, with lightning, strong wind, cold wave the top-rated hazards. Cost of living is 7.9% above the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$198,847

Typical home value

+5.4%

1-year change

15

Median days on market

Relatively Moderate

Hazard risk (county)

Home values & appreciation

Typical home value
$198,847
1-year appreciation
+5.4%
3-year appreciation
+15.8%
5-year appreciation
+40.4%
10-year appreciation
+115.6%
Peak value since 2000 (Aug 2026)
$198,847
House Price Index (state)
437.3 (+3.5% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$210,000
Median list price
$199,999
Median price per sqft
$133
1-year sale-price change
+26.6%
Median days on market
15 days
Homes sold (recent period)
12
For-sale inventory
14
Sale-to-list ratio
102.1%
Active listings
10
1-year forecast
+3.8%
New listings (monthly)
5

Source: recent area sales and market data (ZIP-level)

Rents

Studio fair-market rent
$706/mo
1BR fair-market rent
$786/mo
2BR fair-market rent
$1,014/mo
3BR fair-market rent
$1,338/mo
4BR fair-market rent
$1,393/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Above Average)
107.9 (100 = US avg)
Electricity rate (state-level)
26.4¢/kWh
Natural gas rate (state-level)
$17.60/MCF
30-year mortgage rate (national)
7.40%
15-year mortgage rate (national)
6.73%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
3
Elementary schools
1
Middle schools
1
High schools
1
Avg student-teacher ratio
8.1 : 1
Schools include
SILVER CREEK ELEMENTARY SCHOOL, SILVER CREEK HIGH SCHOOL, SILVER CREEK MIDDLE SCHOOL

Source: NCES school directory, 2024-25 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively Moderate
Top hazards (county)
lightning, strong wind, cold wave, ice storm, inland flooding
Notable hazard ratings (county)
lightning: Relatively High · strong wind: Relatively High · tornado: Relatively Moderate · cold wave: Relatively Moderate · ice storm: Relatively Moderate · winter weather: Relatively Moderate
Most common flood zone among NFIP claims
Zone A
NFIP flood claims on record
166
Wildfire risk to homes (county)
Higher than 24% of US counties
Buildings in wildfire direct-exposure zone
62.2%
Radon potential (county)
High radon potential — EPA Zone 1 of 3
EPA Superfund (NPL) sites within 5 mi
None
Flood zones vary by property. Look up a specific address on the FEMA Flood Map Service Center.
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA NFIP flood-insurance claims (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Annual precipitation
42.9 in
USDA plant hardiness zone
6b (extreme annual low -5 to 0°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Air quality

Air quality rating
Good
Median AQI (annual)
36
Days with Good air quality
317
Days with Moderate air quality
38
Highest AQI recorded (year)
108

Source: EPA annual air quality index (county-level)

Walkability & transit

Walkability index
5.2 / 20
Transit service frequency
-99,999
Jobs reachable by car (30 min)
7,190
Jobs reachable by transit (45 min)
7,866

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

National parks within ~60 mi
1
Nearest national park
Theodore Roosevelt Inaugural National Historic Site (31 mi)
Airports within 30 mi
16
Nearest airport
Chautauqua County-Dunkirk Airport (DKK) (5 mi)
Nearest major airport
Chautauqua County-Jamestown Airport (JHW) (25 mi)
Hospitals in or near this ZIP
15
Hospitals include
KALEIDA HEALTH, SISTERS OF CHARITY HOSPITAL, KENMORE MERCY HOSPITAL
Avg hospital rating (CMS)
2.6 / 5
Best hospital rating nearby (CMS)
5.0 / 5
Solar radiation rating
Fair (3.6 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data (same ZIP, else within ~40 mi) · DOE/NREL (proximity-based)

Migration

Net migration (county)
-214 tax filers

Source: IRS SOI county-to-county migration (county-level; published with a multi-year lag)

Housing stock

Median year housing built
1948
Housing built before 1970
78.8%
Housing built 2000 or later
5.2%
Median annual property tax
$3,196
Mean commute to work
24 min
Households with broadband internet
76.9%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
36,921
Average weekly wage
$981
Top industries (by employment)
Health Care, Accommodation & Food, Construction
Annual residential building permits (county)
168

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

ZIP 14136State medianUS median
Typical home value$198,847$332,107$288,527
Median sale price$210,000$363,950$325,000
Median days on market15 days55 days51 days
Median annual property tax$3,196$4,500$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the typical home value in ZIP 14136?
$198,847.
What is the median sale price in ZIP 14136?
$210,000.
How long do homes take to sell in ZIP 14136?
Median days on market: 15 days.
What is typical rent in ZIP 14136?
2-bedroom fair-market rent: $1,014/month (HUD FMR — a 40th-percentile regulatory reference, not market-observed).
What is the natural-hazard risk in ZIP 14136?
Overall risk: Relatively Moderate (FEMA NRI, county-level). Top hazards: lightning, strong wind, cold wave, ice storm, inland flooding.
Is ZIP 14136 in a flood zone?
Flood zones vary by property within ZIP 14136. 166 FEMA flood-insurance (NFIP) claims are on record; the most common zone among them is A. Check a specific address on the FEMA Flood Map Service Center.
What is the wildfire risk in ZIP 14136?
Risk to homes is higher than 24% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 14136?
High radon potential — EPA Zone 1 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 14136?
No current or proposed National Priorities List sites within 5 miles (EPA).
How many schools serve ZIP 14136?
3 schools (1 elementary, 1 middle, 1 high) (NCES, 2024-25).
Is ZIP 14136 walkable?
Walkability index: 5.2/20 (EPA Smart Location Database).
What is the air quality in ZIP 14136?
Good. Median AQI: 36. (EPA AQI).
What is the cost of living in ZIP 14136?
Regional Price Parity: 107.9 (100 = US average) (Above Average) (BEA RPP, metro/state-level).

Nearby ZIP codes

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Data last updated

Most recent source refresh: Oct 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents