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Area data

Otego, NY — ZIP 13825

Population: 2,903 (Census ACS)

The typical home value in ZIP 13825 (Otego, NY) is $228,957 — up 5.8% over the past year. Homes sell for a median $342,500 after a median 159 days on market. 2 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Low, with cold wave, inland flooding, strong wind the top-rated hazards. Cost of living is 7.9% above the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$228,957

Typical home value

+5.8%

1-year change

159

Median days on market

Relatively Low

Hazard risk (county)

Home values & appreciation

Typical home value
$228,957
1-year appreciation
+5.8%
3-year appreciation
+15.5%
5-year appreciation
+36.0%
10-year appreciation
+77.0%
Peak value since 2000 (Aug 2026)
$228,957
House Price Index (state)
437.3 (+3.5% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$342,500
Median list price
$309,900
Median price per sqft
$128
1-year sale-price change
+55.7%
Median days on market
159 days
Homes sold (recent period)
2
For-sale inventory
11
Sale-to-list ratio
95.2%
Active listings
10
1-year forecast
+3.1%

Source: recent area sales and market data (ZIP-level)

Rents

Studio fair-market rent
$860/mo
1BR fair-market rent
$961/mo
2BR fair-market rent
$1,235/mo
3BR fair-market rent
$1,472/mo
4BR fair-market rent
$1,653/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Above Average)
107.9 (100 = US avg)
Electricity rate (state-level)
26.4¢/kWh
Natural gas rate (state-level)
$17.60/MCF
30-year mortgage rate (national)
7.40%
15-year mortgage rate (national)
6.73%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
2
Elementary schools
0
Middle schools
1
High schools
1
Avg student-teacher ratio
9.6 : 1
Schools include
UNATEGO JUNIOR-SENIOR HIGH SCHOOL, UNATEGO MIDDLE SCHOOL

Source: NCES school directory, 2024-25 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively Low
Top hazards (county)
cold wave, inland flooding, strong wind, winter weather
Notable hazard ratings (county)
cold wave: Relatively Moderate · strong wind: Relatively Moderate · winter weather: Relatively Moderate · inland flooding: Relatively Moderate · tornado: Relatively Low · ice storm: Relatively Low
Most common flood zone among NFIP claims
Zone A05
NFIP flood claims on record
32
Wildfire risk to homes (county)
Higher than 8% of US counties
Buildings in wildfire direct-exposure zone
81.1%
Radon potential (county)
High radon potential — EPA Zone 1 of 3
EPA Superfund (NPL) sites within 5 mi
None
Nearest Superfund site
Sidney Landfill (12.4 mi)
Flood zones vary by property. Look up a specific address on the FEMA Flood Map Service Center.
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA NFIP flood-insurance claims (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
48.0°F
Average high
59.0°F
Average low
38.0°F
Annual precipitation
46.0 in
USDA plant hardiness zone
5b (extreme annual low -15 to -10°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Walkability & transit

Walkability index
2.3 / 20
Transit service frequency
-99,999
Jobs reachable by car (30 min)
1,103
Jobs reachable by transit (45 min)
1,626

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

National parks within ~60 mi
2
Nearest national park
Upper Delaware Scenic & Recreational River (54 mi)
National parks include
Upper Delaware Scenic & Recreational River, Fort Stanwix National Monument
Airports within 30 mi
18
Nearest airport
Don Kichote-Quixote Airport (8 mi)
Hospitals in or near this ZIP
12
Hospitals include
CHENANGO MEMORIAL HOSPITAL, AURELIA OSBORN FOX MEMORIAL HOSPITAL, BASSETT HEALTHCARE
Avg hospital rating (CMS)
2.4 / 5
Best hospital rating nearby (CMS)
4.0 / 5
Solar radiation rating
Fair (3.7 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data (same ZIP, else within ~40 mi) · DOE/NREL (proximity-based)

Migration

Net migration (county)
-90 tax filers

Source: IRS SOI county-to-county migration (county-level; published with a multi-year lag)

Housing stock

Median year housing built
1971
Housing built before 1970
49.4%
Housing built 2000 or later
20.1%
Median annual property tax
$2,688
Mean commute to work
22 min
Households with broadband internet
63.8%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
18,058
Average weekly wage
$1,158
Top industries (by employment)
Health Care, Accommodation & Food, Finance & Insurance
Annual residential building permits (county)
125

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

ZIP 13825State medianUS median
Typical home value$228,957$332,107$288,527
Median sale price$342,500$363,950$325,000
Median days on market159 days55 days51 days
Median annual property tax$2,688$4,500$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the typical home value in ZIP 13825?
$228,957.
What is the median sale price in ZIP 13825?
$342,500.
How long do homes take to sell in ZIP 13825?
Median days on market: 159 days.
What is typical rent in ZIP 13825?
2-bedroom fair-market rent: $1,235/month (HUD FMR — a 40th-percentile regulatory reference, not market-observed).
What is the natural-hazard risk in ZIP 13825?
Overall risk: Relatively Low (FEMA NRI, county-level). Top hazards: cold wave, inland flooding, strong wind, winter weather.
Is ZIP 13825 in a flood zone?
Flood zones vary by property within ZIP 13825. 32 FEMA flood-insurance (NFIP) claims are on record; the most common zone among them is A05. Check a specific address on the FEMA Flood Map Service Center.
What is the wildfire risk in ZIP 13825?
Risk to homes is higher than 8% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 13825?
High radon potential — EPA Zone 1 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 13825?
No current or proposed National Priorities List sites within 5 miles (EPA).
How many schools serve ZIP 13825?
2 schools (1 middle, 1 high) (NCES, 2024-25).
Is ZIP 13825 walkable?
Walkability index: 2.3/20 (EPA Smart Location Database).
What is the cost of living in ZIP 13825?
Regional Price Parity: 107.9 (100 = US average) (Above Average) (BEA RPP, metro/state-level).

Nearby ZIP codes

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Data last updated

Most recent source refresh: Oct 2026. See all data sources →

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