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Area data

Hammond, NY — ZIP 13646

Population: 2,546 (Census ACS)

The typical home value in ZIP 13646 (Hammond, NY) is $185,385 — up 7.9% over the past year. Homes sell for a median $339,500 after a median 33 days on market. 1 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Low, with ice storm, winter weather, cold wave the top-rated hazards. Cost of living is 7.9% above the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$185,385

Typical home value

+7.9%

1-year change

33

Median days on market

Relatively Low

Hazard risk (county)

Home values & appreciation

Typical home value
$185,385
1-year appreciation
+7.9%
3-year appreciation
+23.3%
5-year appreciation
+35.8%
10-year appreciation
+83.2%
Peak value since 2000 (Aug 2026)
$185,385
House Price Index (state)
437.3 (+3.5% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$339,500
Median list price
$364,900
Median price per sqft
$213
1-year sale-price change
+25.7%
Median days on market
33 days
Homes sold (recent period)
4
For-sale inventory
27
Sale-to-list ratio
99.4%
Active listings
18
1-year forecast
+4.1%
New listings (monthly)
5

Source: recent area sales and market data (ZIP-level)

Rents

Studio fair-market rent
$725/mo
1BR fair-market rent
$796/mo
2BR fair-market rent
$1,041/mo
3BR fair-market rent
$1,246/mo
4BR fair-market rent
$1,368/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Above Average)
107.9 (100 = US avg)
Electricity rate (state-level)
26.4¢/kWh
Natural gas rate (state-level)
$17.60/MCF
30-year mortgage rate (national)
7.40%
15-year mortgage rate (national)
6.73%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
1
Elementary schools
0
Middle schools
0
High schools
0
Avg student-teacher ratio
8.4 : 1
Schools include
HAMMOND CENTRAL SCHOOL

Source: NCES school directory, 2024-25 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively Low
Top hazards (county)
ice storm, winter weather, cold wave, inland flooding, lightning
Notable hazard ratings (county)
ice storm: Relatively High · winter weather: Relatively High · cold wave: Relatively Moderate · lightning: Relatively Moderate · inland flooding: Relatively Moderate · hurricane: Relatively Low
Most common flood zone among NFIP claims
Zone A
NFIP flood claims on record
4
Wildfire risk to homes (county)
Higher than 7% of US counties
Buildings in wildfire direct-exposure zone
74.5%
Radon potential (county)
Moderate radon potential — EPA Zone 2 of 3
EPA Superfund (NPL) sites within 5 mi
None
Nearest Superfund site
Sealand Restoration, Inc. (23.5 mi)
Flood zones vary by property. Look up a specific address on the FEMA Flood Map Service Center.
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA NFIP flood-insurance claims (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Annual precipitation
48.9 in
USDA plant hardiness zone
5a (extreme annual low -20 to -15°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Walkability & transit

Walkability index
5.2 / 20
Transit service frequency
-99,999
Jobs reachable by car (30 min)
658
Jobs reachable by transit (45 min)
873

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

Airports within 30 mi
6
Nearest airport
Hendricks Field (15 mi)
Nearest major airport
Ogdensburg International Airport (OGS) (19 mi)
Hospitals in or near this ZIP
8
Hospitals include
SAMARITAN MEDICAL CENTER, CLIFTON-FINE HOSPITAL, RIVER HOSPITAL CLINICS
Avg hospital rating (CMS)
2.0 / 5
Best hospital rating nearby (CMS)
2.0 / 5
Solar radiation rating
Fair (3.7 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data (same ZIP, else within ~40 mi) · DOE/NREL (proximity-based)

Migration

Net migration (county)
-112 tax filers

Source: IRS SOI county-to-county migration (county-level; published with a multi-year lag)

Housing stock

Median year housing built
1959
Housing built before 1970
56.2%
Housing built 2000 or later
15.5%
Median annual property tax
$2,500
Mean commute to work
26 min
Households with broadband internet
62.5%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
24,572
Average weekly wage
$1,115
Top industries (by employment)
Accommodation & Food, Construction, Other Services
Annual residential building permits (county)
221

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

ZIP 13646State medianUS median
Typical home value$185,385$332,107$288,527
Median sale price$339,500$363,950$325,000
Median days on market33 days55 days51 days
Median annual property tax$2,500$4,500$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the typical home value in ZIP 13646?
$185,385.
What is the median sale price in ZIP 13646?
$339,500.
How long do homes take to sell in ZIP 13646?
Median days on market: 33 days.
What is typical rent in ZIP 13646?
2-bedroom fair-market rent: $1,041/month (HUD FMR — a 40th-percentile regulatory reference, not market-observed).
What is the natural-hazard risk in ZIP 13646?
Overall risk: Relatively Low (FEMA NRI, county-level). Top hazards: ice storm, winter weather, cold wave, inland flooding, lightning.
Is ZIP 13646 in a flood zone?
Flood zones vary by property within ZIP 13646. 4 FEMA flood-insurance (NFIP) claims are on record; the most common zone among them is A. Check a specific address on the FEMA Flood Map Service Center.
What is the wildfire risk in ZIP 13646?
Risk to homes is higher than 7% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 13646?
Moderate radon potential — EPA Zone 2 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 13646?
No current or proposed National Priorities List sites within 5 miles (EPA).
How many schools serve ZIP 13646?
1 schools (NCES, 2024-25).
Is ZIP 13646 walkable?
Walkability index: 5.2/20 (EPA Smart Location Database).
What is the cost of living in ZIP 13646?
Regional Price Parity: 107.9 (100 = US average) (Above Average) (BEA RPP, metro/state-level).

Nearby ZIP codes

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Data last updated

Most recent source refresh: Oct 2026. See all data sources →

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