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Area data

Cold Brook, NY — ZIP 13324

Population: 1,729 (Census ACS)

The typical home value in ZIP 13324 (Cold Brook, NY) is $182,956 — up 7.1% over the past year. Homes sell for a median $206,000 after a median 54 days on market. FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Low, with ice storm, inland flooding, winter weather the top-rated hazards. Cost of living is 7.9% above the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$182,956

Typical home value

+7.1%

1-year change

54

Median days on market

Relatively Low

Hazard risk (county)

Home values & appreciation

Typical home value
$182,956
1-year appreciation
+7.1%
3-year appreciation
+13.1%
5-year appreciation
+24.8%
10-year appreciation
+83.8%
Peak value since 2000 (Aug 2026)
$182,956
House Price Index (state)
437.3 (+3.5% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$206,000
Median list price
$482,400
Median price per sqft
$159
1-year sale-price change
-23.7%
Median days on market
54 days
Homes sold (recent period)
7
For-sale inventory
13
Sale-to-list ratio
98.7%
Active listings
14
1-year forecast
+3.2%

Source: recent area sales and market data (ZIP-level)

Rents

Studio fair-market rent
$857/mo
1BR fair-market rent
$946/mo
2BR fair-market rent
$1,210/mo
3BR fair-market rent
$1,442/mo
4BR fair-market rent
$1,636/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Above Average)
107.9 (100 = US avg)
Electricity rate (state-level)
26.4¢/kWh
Natural gas rate (state-level)
$17.60/MCF
30-year mortgage rate (national)
7.40%
15-year mortgage rate (national)
6.73%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively Low
Top hazards (county)
ice storm, inland flooding, winter weather
Notable hazard ratings (county)
ice storm: Relatively Moderate · winter weather: Relatively Moderate · inland flooding: Relatively Moderate · tornado: Relatively Low · cold wave: Relatively Low · hurricane: Relatively Low
Most common flood zone among NFIP claims
Zone A
NFIP flood claims on record
3
Wildfire risk to homes (county)
Higher than 3% of US counties
Buildings in wildfire direct-exposure zone
66.9%
Radon potential (county)
Low radon potential — EPA Zone 3 of 3
EPA Superfund (NPL) sites within 5 mi
None
Nearest Superfund site
Griffiss Air Force Base (23.7 mi)
Flood zones vary by property. Look up a specific address on the FEMA Flood Map Service Center.
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA NFIP flood-insurance claims (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Annual precipitation
48.1 in
USDA plant hardiness zone
4b (extreme annual low -25 to -20°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Walkability & transit

Walkability index
2.8 / 20
Transit service frequency
-99,999
Jobs reachable by car (30 min)
2,592
Jobs reachable by transit (45 min)
2,688

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

National parks within ~60 mi
1
Nearest national park
Fort Stanwix National Monument (26 mi)
Airports within 30 mi
18
Nearest airport
Kermizian Airport (2 mi)
Nearest major airport
Griffiss International Airport (RME) (23 mi)
Hospitals in or near this ZIP
9
Hospitals include
WYNN HOSPITAL, ONEIDA HEALTH HOSPITAL, BASSETT HEALTHCARE
Avg hospital rating (CMS)
2.1 / 5
Best hospital rating nearby (CMS)
4.0 / 5
Solar radiation rating
Fair (3.6 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data (same ZIP, else within ~40 mi) · DOE/NREL (proximity-based)

Migration

Net migration (county)
+26 tax filers

Source: IRS SOI county-to-county migration (county-level; published with a multi-year lag)

Housing stock

Median year housing built
1975
Housing built before 1970
41.5%
Housing built 2000 or later
20.6%
Median annual property tax
$2,311
Mean commute to work
36 min
Households with broadband internet
73.4%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
11,781
Average weekly wage
$969
Top industries (by employment)
Health Care, Accommodation & Food, Construction
Annual residential building permits (county)
54

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

ZIP 13324State medianUS median
Typical home value$182,956$332,107$288,527
Median sale price$206,000$363,950$325,000
Median days on market54 days55 days51 days
Median annual property tax$2,311$4,500$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the typical home value in ZIP 13324?
$182,956.
What is the median sale price in ZIP 13324?
$206,000.
How long do homes take to sell in ZIP 13324?
Median days on market: 54 days.
What is typical rent in ZIP 13324?
2-bedroom fair-market rent: $1,210/month (HUD FMR — a 40th-percentile regulatory reference, not market-observed).
What is the natural-hazard risk in ZIP 13324?
Overall risk: Relatively Low (FEMA NRI, county-level). Top hazards: ice storm, inland flooding, winter weather.
Is ZIP 13324 in a flood zone?
Flood zones vary by property within ZIP 13324. 3 FEMA flood-insurance (NFIP) claims are on record; the most common zone among them is A. Check a specific address on the FEMA Flood Map Service Center.
What is the wildfire risk in ZIP 13324?
Risk to homes is higher than 3% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 13324?
Low radon potential — EPA Zone 3 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 13324?
No current or proposed National Priorities List sites within 5 miles (EPA).
Is ZIP 13324 walkable?
Walkability index: 2.8/20 (EPA Smart Location Database).
What is the cost of living in ZIP 13324?
Regional Price Parity: 107.9 (100 = US average) (Above Average) (BEA RPP, metro/state-level).

Nearby ZIP codes

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Data last updated

Most recent source refresh: Oct 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents