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Area data

Bridgewater, NY — ZIP 13313

Population: 586 (Census ACS)

The typical home value in ZIP 13313 (Bridgewater, NY) is $173,421 — down 1.5% over the past year. FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Moderate, with winter weather, ice storm, lightning the top-rated hazards. Cost of living is 7.9% above the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$173,421

Typical home value

-1.5%

1-year change

Relatively Moderate

Hazard risk (county)

Home values & appreciation

Typical home value
$173,421
1-year appreciation
-1.5%
3-year appreciation
+16.4%
5-year appreciation
+29.6%
Peak value since 2000 (Apr 2026)
$181,498
House Price Index (state)
437.3 (+3.5% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

1-year forecast
+3.3%

Source: recent area sales and market data (ZIP-level)

Rents

Studio fair-market rent
$857/mo
1BR fair-market rent
$946/mo
2BR fair-market rent
$1,210/mo
3BR fair-market rent
$1,442/mo
4BR fair-market rent
$1,636/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Above Average)
107.9 (100 = US avg)
Electricity rate (state-level)
26.4¢/kWh
Natural gas rate (state-level)
$17.60/MCF
30-year mortgage rate (national)
7.40%
15-year mortgage rate (national)
6.73%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively Moderate
Top hazards (county)
winter weather, ice storm, lightning, strong wind, cold wave
Notable hazard ratings (county)
winter weather: Very High · ice storm: Relatively High · lightning: Relatively High · strong wind: Relatively High · tornado: Relatively Moderate · cold wave: Relatively Moderate
Wildfire risk to homes (county)
Higher than 3% of US counties
Buildings in wildfire direct-exposure zone
58.9%
Radon potential (county)
Moderate radon potential — EPA Zone 2 of 3
EPA Superfund (NPL) sites within 5 mi
None
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA NFIP flood-insurance claims (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Annual precipitation
48.0 in
USDA plant hardiness zone
5b (extreme annual low -15 to -10°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Air quality

Air quality rating
Good
Median AQI (annual)
27
Days with Good air quality
298
Days with Moderate air quality
55
Highest AQI recorded (year)
99

Source: EPA annual air quality index (county-level)

Amenities

National parks within ~60 mi
1
Nearest national park
Fort Stanwix National Monument (25 mi)
Airports within 30 mi
27
Nearest airport
Valley View Airport (8 mi)
Nearest major airport
Griffiss International Airport (RME) (26 mi)
Hospitals in or near this ZIP
10
Hospitals include
CHENANGO MEMORIAL HOSPITAL, WYNN HOSPITAL, AURELIA OSBORN FOX MEMORIAL HOSPITAL
Avg hospital rating (CMS)
2.3 / 5
Best hospital rating nearby (CMS)
4.0 / 5
EV charging stations (within 10 mi)
29
Solar radiation rating
Fair (3.6 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data (same ZIP, else within ~40 mi) · DOE/NREL (proximity-based)

Migration

Net migration (county)
-494 tax filers

Source: IRS SOI county-to-county migration (county-level; published with a multi-year lag)

Housing stock

Median year housing built
1963
Housing built before 1970
59.8%
Housing built 2000 or later
4.3%
Median annual property tax
$2,563
Households with broadband internet
69.5%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
76,827
Average weekly wage
$1,115
Top industries (by employment)
Health Care, Accommodation & Food, Finance & Insurance
Annual residential building permits (county)
254

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

ZIP 13313State medianUS median
Typical home value$173,421$332,107$288,527
Median annual property tax$2,563$4,500$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the typical home value in ZIP 13313?
$173,421.
What is typical rent in ZIP 13313?
2-bedroom fair-market rent: $1,210/month (HUD FMR — a 40th-percentile regulatory reference, not market-observed).
What is the natural-hazard risk in ZIP 13313?
Overall risk: Relatively Moderate (FEMA NRI, county-level). Top hazards: winter weather, ice storm, lightning, strong wind, cold wave.
What is the wildfire risk in ZIP 13313?
Risk to homes is higher than 3% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 13313?
Moderate radon potential — EPA Zone 2 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 13313?
No current or proposed National Priorities List sites within 5 miles (EPA).
What is the air quality in ZIP 13313?
Good. Median AQI: 27. (EPA AQI).
What is the cost of living in ZIP 13313?
Regional Price Parity: 107.9 (100 = US average) (Above Average) (BEA RPP, metro/state-level).

Nearby ZIP codes

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Data last updated

Most recent source refresh: Oct 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents