Area data
Moira, NY — ZIP 12957
Population: 1,781 (Census ACS)
The typical home value in ZIP 12957 (Moira, NY) is $127,088 — up 8.9% over the past year. Homes sell for a median $126,970 after a median 38 days on market. FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Low, with ice storm, lightning the top-rated hazards. Cost of living is 7.9% above the US average (BEA, metro/state-level).
$127,088
Typical home value
+8.9%
1-year change
38
Median days on market
Relatively Low
Hazard risk (county)
Home values & appreciation
- Typical home value
- $127,088
- 1-year appreciation
- +8.9%
- 3-year appreciation
- +1.8%
- 5-year appreciation
- +14.2%
- 10-year appreciation
- +66.0%
- Peak value since 2000 (Aug 2022)
- $127,842
- House Price Index (state)
- 437.3 (+3.5% YoY)
Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)
Market activity
- Median sale price
- $126,970
- Median list price
- $219,950
- Median price per sqft
- $106
- 1-year sale-price change
- +1.2%
- Median days on market
- 38 days
- Homes sold (recent period)
- 4
- For-sale inventory
- 5
- Sale-to-list ratio
- 93.6%
- Active listings
- 3
- 1-year forecast
- +3.2%
Source: recent area sales and market data (ZIP-level)
Rents
- Studio fair-market rent
- $706/mo
- 1BR fair-market rent
- $860/mo
- 2BR fair-market rent
- $1,014/mo
- 3BR fair-market rent
- $1,209/mo
- 4BR fair-market rent
- $1,415/mo
Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)
Affordability
- Cost of living index (Above Average)
- 107.9 (100 = US avg)
- Electricity rate (state-level)
- 26.4¢/kWh
- Natural gas rate (state-level)
- $17.60/MCF
- 30-year mortgage rate (national)
- 7.40%
- 15-year mortgage rate (national)
- 6.73%
Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)
Natural hazards & flood risk
- Overall hazard risk (county)
- Relatively Low
- Top hazards (county)
- ice storm, lightning
- Notable hazard ratings (county)
- ice storm: Relatively Moderate · lightning: Relatively Moderate · cold wave: Relatively Low · landslide: Relatively Low · earthquake: Relatively Low · strong wind: Relatively Low
- Wildfire risk to homes (county)
- Higher than 7% of US counties
- Buildings in wildfire direct-exposure zone
- 79.1%
- Radon potential (county)
- Low radon potential — EPA Zone 3 of 3
- EPA Superfund (NPL) sites within 5 mi
- 1
- Nearest Superfund site
- York Oil Co. (2.6 mi)
Sources: FEMA National Risk Index (county-level) · FEMA NFIP flood-insurance claims (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL
Climate (30-year normals)
- Average annual temperature
- 45.0°F
- Average high
- 55.0°F
- Average low
- 35.0°F
- Annual precipitation
- 39.4 in
- Annual snowfall
- 75.2 in
- USDA plant hardiness zone
- 4b (extreme annual low -25 to -20°F)
Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)
Amenities
- Airports within 30 mi
- 3
- Nearest airport
- Malone Dufort Airport (11 mi)
- Nearest major airport
- Massena International Airport Richards Field (MSS) (15 mi)
- Hospitals in or near this ZIP
- 4
- Hospitals include
- ADIRONDACK MEDICAL CENTER - SARANAC LAKE, CANTON-POTSDAM HOSPITAL, THE UNIVERSITY OF VERMONT HEALTH NETWORK-ALICE HY
- Avg hospital rating (CMS)
- 2.3 / 5
- Best hospital rating nearby (CMS)
- 4.0 / 5
- Solar radiation rating
- Fair (3.6 kWh/m²/day)
Sources: National Park Service · FAA airport data · CMS hospital data (same ZIP, else within ~40 mi) · DOE/NREL (proximity-based)
Migration
- Net migration (county)
- -100 tax filers
Source: IRS SOI county-to-county migration (county-level; published with a multi-year lag)
Housing stock
- Median year housing built
- 1979
- Housing built before 1970
- 37.5%
- Housing built 2000 or later
- 14.4%
- Median annual property tax
- $1,590
- Households with broadband internet
- 73.4%
Source: Census ACS 5-year estimates (ZIP-level)
Employment & development
- Total county employment
- 10,591
- Average weekly wage
- $1,155
- Top industries (by employment)
- Health Care, Accommodation & Food, Construction
- Annual residential building permits (county)
- 146
Sources: BLS QCEW (county-level) · Census Building Permits (county-level)
How it compares
| ZIP 12957 | State median | US median | |
|---|---|---|---|
| Typical home value | $127,088 | $332,107 | $288,527 |
| Median sale price | $126,970 | $363,950 | $325,000 |
| Median days on market | 38 days | 55 days | 51 days |
| Median annual property tax | $1,590 | $4,500 | $2,006 |
State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.
Area data compiled from public government, academic, and industry research feeds. Data sources →
Common questions
- What is the typical home value in ZIP 12957?
- $127,088.
- What is the median sale price in ZIP 12957?
- $126,970.
- How long do homes take to sell in ZIP 12957?
- Median days on market: 38 days.
- What is typical rent in ZIP 12957?
- 2-bedroom fair-market rent: $1,014/month (HUD FMR — a 40th-percentile regulatory reference, not market-observed).
- What is the natural-hazard risk in ZIP 12957?
- Overall risk: Relatively Low (FEMA NRI, county-level). Top hazards: ice storm, lightning.
- What is the wildfire risk in ZIP 12957?
- Risk to homes is higher than 7% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
- What is the radon potential in ZIP 12957?
- Low radon potential — EPA Zone 3 of 3, county-level. EPA recommends testing every home regardless of zone.
- Are there Superfund sites near ZIP 12957?
- 1 current or proposed National Priorities List site within 5 miles (EPA). Nearest site: York Oil Co., 2.6 mi.
- What is the cost of living in ZIP 12957?
- Regional Price Parity: 107.9 (100 = US average) (Above Average) (BEA RPP, metro/state-level).
Nearby ZIP codes
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Data last updated
Most recent source refresh: Oct 2026. See all data sources →