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Area data

High Falls, NY — ZIP 12440

Population: 1,826 (Census ACS)

The typical home value in ZIP 12440 (High Falls, NY) is $515,329 — up 3.7% over the past year. Homes sell for a median $482,000 after a median 29 days on market. FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Moderate, with lightning, strong wind, cold wave the top-rated hazards. Cost of living is 7.9% above the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$515,329

Typical home value

+3.7%

1-year change

29

Median days on market

Relatively Moderate

Hazard risk (county)

Home values & appreciation

Typical home value
$515,329
1-year appreciation
+3.7%
3-year appreciation
+12.2%
5-year appreciation
+28.8%
10-year appreciation
+119.3%
Peak value since 2000 (Aug 2026)
$515,329
House Price Index (state)
437.3 (+3.5% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$482,000
Median list price
$695,000
Median price per sqft
$414
1-year sale-price change
+31.3%
Median days on market
29 days
Homes sold (recent period)
6
For-sale inventory
8
Sale-to-list ratio
101.1%
Active listings
8
1-year forecast
+3.6%
New listings (monthly)
2

Source: recent area sales and market data (ZIP-level)

Rents

Studio fair-market rent
$1,308/mo
1BR fair-market rent
$1,436/mo
2BR fair-market rent
$1,878/mo
3BR fair-market rent
$2,282/mo
4BR fair-market rent
$2,468/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Above Average)
107.9 (100 = US avg)
Electricity rate (state-level)
26.4¢/kWh
Natural gas rate (state-level)
$17.60/MCF
30-year mortgage rate (national)
7.40%
15-year mortgage rate (national)
6.73%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively Moderate
Top hazards (county)
lightning, strong wind, cold wave, hail, hurricane
Notable hazard ratings (county)
lightning: Relatively High · strong wind: Relatively High · hail: Relatively Moderate · tornado: Relatively Moderate · cold wave: Relatively Moderate · ice storm: Relatively Moderate
Most common flood zone among NFIP claims
Zone X
NFIP flood claims on record
11
Wildfire risk to homes (county)
Higher than 31% of US counties
Buildings in wildfire direct-exposure zone
77.7%
Radon potential (county)
High radon potential — EPA Zone 1 of 3
EPA Superfund (NPL) sites within 5 mi
1
Nearest Superfund site
Mohonk Road Industrial Plant (3.2 mi)
Flood zones vary by property. Look up a specific address on the FEMA Flood Map Service Center.
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA NFIP flood-insurance claims (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
50.0°F
Average high
59.0°F
Average low
42.0°F
Annual precipitation
52.6 in
Annual snowfall
59.2 in
USDA plant hardiness zone
6b (extreme annual low -5 to 0°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Walkability & transit

Walkability index
8.0 / 20
Transit service frequency
-99,999
Jobs reachable by car (30 min)
7,450
Jobs reachable by transit (45 min)
8,944

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

National parks within ~60 mi
8
Nearest national park
Vanderbilt Mansion National Historic Site (12 mi)
National parks include
Vanderbilt Mansion National Historic Site, Home Of Franklin D Roosevelt National Historic Site, Eleanor Roosevelt National Historic Site
Airports within 30 mi
24
Nearest airport
Accord Airport (3 mi)
Nearest major airport
Dutchess County Airport (POU) (18 mi)
Hospitals in or near this ZIP
19
Hospitals include
VASSAR BROTHERS MEDICAL CENTER, NORTHERN DUTCHESS HOSPITAL, COLUMBIA MEMORIAL HOSPITAL
Avg hospital rating (CMS)
3.2 / 5
Best hospital rating nearby (CMS)
5.0 / 5
Solar radiation rating
Fair (3.9 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data (same ZIP, else within ~40 mi) · DOE/NREL (proximity-based)

Migration

Net migration (county)
-158 tax filers

Source: IRS SOI county-to-county migration (county-level; published with a multi-year lag)

Housing stock

Median year housing built
1953
Housing built before 1970
65.8%
Housing built 2000 or later
10.2%
Median annual property tax
$4,761
Mean commute to work
25 min
Households with broadband internet
92.2%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
47,092
Average weekly wage
$1,074
Top industries (by employment)
Health Care, Accommodation & Food, Construction
Annual residential building permits (county)
434

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

ZIP 12440State medianUS median
Typical home value$515,329$332,107$288,527
Median sale price$482,000$363,950$325,000
Median days on market29 days55 days51 days
Median annual property tax$4,761$4,500$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the typical home value in ZIP 12440?
$515,329.
What is the median sale price in ZIP 12440?
$482,000.
How long do homes take to sell in ZIP 12440?
Median days on market: 29 days.
What is typical rent in ZIP 12440?
2-bedroom fair-market rent: $1,878/month (HUD FMR — a 40th-percentile regulatory reference, not market-observed).
What is the natural-hazard risk in ZIP 12440?
Overall risk: Relatively Moderate (FEMA NRI, county-level). Top hazards: lightning, strong wind, cold wave, hail, hurricane.
Is ZIP 12440 in a flood zone?
Flood zones vary by property within ZIP 12440. 11 FEMA flood-insurance (NFIP) claims are on record; the most common zone among them is X. Check a specific address on the FEMA Flood Map Service Center.
What is the wildfire risk in ZIP 12440?
Risk to homes is higher than 31% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 12440?
High radon potential — EPA Zone 1 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 12440?
1 current or proposed National Priorities List site within 5 miles (EPA). Nearest site: Mohonk Road Industrial Plant, 3.2 mi.
Is ZIP 12440 walkable?
Walkability index: 8.0/20 (EPA Smart Location Database).
What is the cost of living in ZIP 12440?
Regional Price Parity: 107.9 (100 = US average) (Above Average) (BEA RPP, metro/state-level).

Nearby ZIP codes

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Data last updated

Most recent source refresh: Oct 2026. See all data sources →

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