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Area data

Johnstown, NY — ZIP 12095

Population: 12,391 (Census ACS)

The typical home value in ZIP 12095 (Johnstown, NY) is $209,845 — up 2.7% over the past year. Homes sell for a median $234,375 after a median 15 days on market. Typical rent runs $967/month. 5 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Low, with ice storm, strong wind the top-rated hazards. Cost of living is 7.9% above the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$209,845

Typical home value

+2.7%

1-year change

15

Median days on market

Relatively Low

Hazard risk (county)

Home values & appreciation

Typical home value
$209,845
1-year appreciation
+2.7%
3-year appreciation
+13.2%
5-year appreciation
+24.6%
10-year appreciation
+78.7%
Peak value since 2000 (Aug 2026)
$209,845
House Price Index (state)
437.3 (+3.5% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$234,375
Median list price
$224,999
Median price per sqft
$136
1-year sale-price change
+21.8%
Median days on market
15 days
Homes sold (recent period)
34
For-sale inventory
39
Sale-to-list ratio
100.6%
Active listings
49
1-year forecast
+2.5%
New listings (monthly)
15

Source: recent area sales and market data (ZIP-level)

Rents

Typical rent
$967/mo
Studio fair-market rent
$770/mo
1BR fair-market rent
$803/mo
2BR fair-market rent
$1,051/mo
3BR fair-market rent
$1,252/mo
4BR fair-market rent
$1,427/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Above Average)
107.9 (100 = US avg)
Electricity rate (state-level)
26.4¢/kWh
Natural gas rate (state-level)
$17.60/MCF
30-year mortgage rate (national)
7.40%
15-year mortgage rate (national)
6.73%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
5
Elementary schools
2
Middle schools
1
High schools
1
Avg student-teacher ratio
9.4 : 1
School districts serving the area
JOHNSTOWN CITY SCHOOL DISTRICT, HAMILTON-FULTON-MONTGOMERY BOCES
Schools include
JOHNSTOWN HIGH SCHOOL, PLEASANT AVENUE SCHOOL, WARREN STREET SCHOOL, KNOX MIDDLE SCHOOL, HAMILTON-FULTON-MONTGOMERY BOCES

Source: NCES school directory, 2024-25 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively Low
Top hazards (county)
ice storm, strong wind
Notable hazard ratings (county)
ice storm: Relatively Moderate · strong wind: Relatively Moderate · tornado: Relatively Low · cold wave: Relatively Low · hurricane: Relatively Low · lightning: Relatively Low
Most common flood zone among NFIP claims
Zone A02
NFIP flood claims on record
47
Wildfire risk to homes (county)
Higher than 8% of US counties
Buildings in wildfire direct-exposure zone
67.2%
Radon potential (county)
Low radon potential — EPA Zone 3 of 3
EPA Superfund (NPL) sites within 5 mi
1
Nearest Superfund site
Johnstown City Landfill (1.4 mi)
Flood zones vary by property. Look up a specific address on the FEMA Flood Map Service Center.
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA NFIP flood-insurance claims (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
46.0°F
Average high
56.0°F
Average low
35.0°F
Annual precipitation
40.7 in
Annual snowfall
53.5 in
USDA plant hardiness zone
5b (extreme annual low -15 to -10°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Walkability & transit

Walkability index
9.0 / 20
Transit service frequency
-99,999
Jobs reachable by car (30 min)
8,656
Jobs reachable by transit (45 min)
8,806

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

National parks within ~60 mi
3
Nearest national park
Saratoga National Historical Park (39 mi)
National parks include
Saratoga National Historical Park, Fort Stanwix National Monument, Martin Van Buren National Historic Site
Airports within 30 mi
39
Nearest airport
Fulton County Airport (4 mi)
Nearest major airport
Schenectady County Airport (SCH) (27 mi)
Hospitals in or near this ZIP
14
Hospitals include
ALBANY MEDICAL CENTER HOSPITAL, ST PETER'S HOSPITAL, ALBANY VA MEDICAL CENTER
Avg hospital rating (CMS)
2.5 / 5
Best hospital rating nearby (CMS)
4.0 / 5
Solar radiation rating
Fair (3.8 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data (same ZIP, else within ~40 mi) · DOE/NREL (proximity-based)

Migration

Net migration (county)
+52 tax filers

Source: IRS SOI county-to-county migration (county-level; published with a multi-year lag)

Housing stock

Median year housing built
1946
Housing built before 1970
70.0%
Housing built 2000 or later
6.1%
Median annual property tax
$3,445
Mean commute to work
18 min
Households with broadband internet
82.4%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
12,790
Average weekly wage
$1,052
Top industries (by employment)
Accommodation & Food, Construction, Other Services
Annual residential building permits (county)
85

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

ZIP 12095State medianUS median
Typical home value$209,845$332,107$288,527
Median sale price$234,375$363,950$325,000
Median days on market15 days55 days51 days
Typical rent$967/mo$2,700/mo$1,809/mo
Median annual property tax$3,445$4,500$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the typical home value in ZIP 12095?
$209,845.
What is the median sale price in ZIP 12095?
$234,375.
How long do homes take to sell in ZIP 12095?
Median days on market: 15 days.
What is typical rent in ZIP 12095?
Typical rent: $967/month.
What is the natural-hazard risk in ZIP 12095?
Overall risk: Relatively Low (FEMA NRI, county-level). Top hazards: ice storm, strong wind.
Is ZIP 12095 in a flood zone?
Flood zones vary by property within ZIP 12095. 47 FEMA flood-insurance (NFIP) claims are on record; the most common zone among them is A02. Check a specific address on the FEMA Flood Map Service Center.
What is the wildfire risk in ZIP 12095?
Risk to homes is higher than 8% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 12095?
Low radon potential — EPA Zone 3 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 12095?
1 current or proposed National Priorities List site within 5 miles (EPA). Nearest site: Johnstown City Landfill, 1.4 mi.
How many schools serve ZIP 12095?
5 schools (2 elementary, 1 middle, 1 high) (NCES, 2024-25).
Is ZIP 12095 walkable?
Walkability index: 9.0/20 (EPA Smart Location Database).
What is the cost of living in ZIP 12095?
Regional Price Parity: 107.9 (100 = US average) (Above Average) (BEA RPP, metro/state-level).

Nearby ZIP codes

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Data last updated

Most recent source refresh: Oct 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents