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Area data

Westtown, NY — ZIP 10998

Population: 3,889 (Census ACS)

The typical home value in ZIP 10998 (Westtown, NY) is $551,971 — up 4.5% over the past year. Homes sell for a median $485,000 after a median 54 days on market. FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Moderate, with cold wave, inland flooding, lightning the top-rated hazards. Cost of living is 7.9% above the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$551,971

Typical home value

+4.5%

1-year change

54

Median days on market

Relatively Moderate

Hazard risk (county)

Home values & appreciation

Typical home value
$551,971
1-year appreciation
+4.5%
3-year appreciation
+17.5%
5-year appreciation
+38.8%
10-year appreciation
+104.5%
Peak value since 2000 (Aug 2026)
$551,971
House Price Index (state)
437.3 (+3.5% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$485,000
Median list price
$597,500
Median price per sqft
$282
1-year sale-price change
-23.0%
Median days on market
54 days
Homes sold (recent period)
11
For-sale inventory
10
Sale-to-list ratio
101.6%
Active listings
10
New listings (monthly)
4

Source: recent area sales and market data (ZIP-level)

Rents

Studio fair-market rent
$1,484/mo
1BR fair-market rent
$1,659/mo
2BR fair-market rent
$2,131/mo
3BR fair-market rent
$2,685/mo
4BR fair-market rent
$2,824/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Above Average)
107.9 (100 = US avg)
Electricity rate (state-level)
26.4¢/kWh
Natural gas rate (state-level)
$17.60/MCF
30-year mortgage rate (national)
7.40%
15-year mortgage rate (national)
6.73%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively Moderate
Top hazards (county)
cold wave, inland flooding, lightning, strong wind, winter weather
Notable hazard ratings (county)
cold wave: Relatively High · lightning: Relatively High · strong wind: Relatively High · winter weather: Relatively High · inland flooding: Relatively High · drought: Relatively Moderate
Most common flood zone among NFIP claims
Zone X
NFIP flood claims on record
6
Wildfire risk to homes (county)
Higher than 37% of US counties
Buildings in wildfire direct-exposure zone
61.4%
Radon potential (county)
High radon potential — EPA Zone 1 of 3
EPA Superfund (NPL) sites within 5 mi
None
Nearest Superfund site
Carroll & Dubies Sewage Disposal (8.2 mi)
Flood zones vary by property. Look up a specific address on the FEMA Flood Map Service Center.
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA NFIP flood-insurance claims (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
51.0°F
Average high
62.0°F
Average low
40.0°F
Annual precipitation
46.1 in
USDA plant hardiness zone
6b (extreme annual low -5 to 0°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Air quality

Air quality rating
Good
Median AQI (annual)
27
Days with Good air quality
311
Days with Moderate air quality
46
Highest AQI recorded (year)
108

Source: EPA annual air quality index (county-level)

Walkability & transit

Walkability index
4.2 / 20
Transit service frequency
-99,999
Jobs reachable by car (30 min)
7,563
Jobs reachable by transit (45 min)
9,676

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

National parks within ~60 mi
23
Nearest national park
Delaware Water Gap National Recreation Area (25 mi)
National parks include
Delaware Water Gap National Recreation Area, Paterson Great Falls National Historical Park, Upper Delaware Scenic & Recreational River
Airports within 30 mi
22
Nearest airport
Md1 Airport (4 mi)
Nearest major airport
New York Stewart International Airport (SWF) (26 mi)
Hospitals in or near this ZIP
71
Hospitals include
HACKENSACK UNIVERSITY MEDICAL CENTER, PALISADES MEDICAL CENTER, ST MARY'S GENERAL HOSPITAL
Avg hospital rating (CMS)
3.2 / 5
Best hospital rating nearby (CMS)
5.0 / 5
Solar radiation rating
Fair (3.9 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data (same ZIP, else within ~40 mi) · DOE/NREL (proximity-based)

Migration

Net migration (county)
-1,193 tax filers

Source: IRS SOI county-to-county migration (county-level; published with a multi-year lag)

Housing stock

Median year housing built
1993
Housing built before 1970
20.0%
Housing built 2000 or later
39.5%
Median annual property tax
$10,001
Mean commute to work
35 min
Households with broadband internet
89.4%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
128,854
Average weekly wage
$1,124
Top industries (by employment)
Health Care, Accommodation & Food, Administrative Services
Annual residential building permits (county)
1,668

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

ZIP 10998State medianUS median
Typical home value$551,971$332,107$288,527
Median sale price$485,000$363,950$325,000
Median days on market54 days55 days51 days
Median annual property tax$10,001$4,500$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the typical home value in ZIP 10998?
$551,971.
What is the median sale price in ZIP 10998?
$485,000.
How long do homes take to sell in ZIP 10998?
Median days on market: 54 days.
What is typical rent in ZIP 10998?
2-bedroom fair-market rent: $2,131/month (HUD FMR — a 40th-percentile regulatory reference, not market-observed).
What is the natural-hazard risk in ZIP 10998?
Overall risk: Relatively Moderate (FEMA NRI, county-level). Top hazards: cold wave, inland flooding, lightning, strong wind, winter weather.
Is ZIP 10998 in a flood zone?
Flood zones vary by property within ZIP 10998. 6 FEMA flood-insurance (NFIP) claims are on record; the most common zone among them is X. Check a specific address on the FEMA Flood Map Service Center.
What is the wildfire risk in ZIP 10998?
Risk to homes is higher than 37% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 10998?
High radon potential — EPA Zone 1 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 10998?
No current or proposed National Priorities List sites within 5 miles (EPA).
Is ZIP 10998 walkable?
Walkability index: 4.2/20 (EPA Smart Location Database).
What is the air quality in ZIP 10998?
Good. Median AQI: 27. (EPA AQI).
What is the cost of living in ZIP 10998?
Regional Price Parity: 107.9 (100 = US average) (Above Average) (BEA RPP, metro/state-level).

Nearby ZIP codes

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Data last updated

Most recent source refresh: Oct 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents