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Area data

White Plains, NY — ZIP 10605

Population: 19,493 (Census ACS)

The typical home value in ZIP 10605 (White Plains, NY) is $1.02M — up 5.4% over the past year. Homes sell for a median $943,500 after a median 21 days on market. Typical rent runs $3,119/month. 4 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively High, with lightning, strong wind, winter weather the top-rated hazards. Cost of living is 7.9% above the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$1.02M

Typical home value

+5.4%

1-year change

21

Median days on market

Relatively High

Hazard risk (county)

Home values & appreciation

Typical home value
$1.02M
1-year appreciation
+5.4%
3-year appreciation
+18.9%
5-year appreciation
+35.0%
10-year appreciation
+62.0%
Peak value since 2000 (Aug 2026)
$1.02M
House Price Index (state)
437.3 (+3.5% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$943,500
Median list price
$850,000
Median price per sqft
$459
1-year sale-price change
+16.5%
Median days on market
21 days
Homes sold (recent period)
60
For-sale inventory
64
Sale-to-list ratio
107.3%
Active listings
34
1-year forecast
+3.5%
Days to pending
38 days
New listings (monthly)
25

Source: recent area sales and market data (ZIP-level)

Rents

Typical rent
$3,119/mo
1-year rent change
+9.8%
Studio fair-market rent
$2,593/mo
1BR fair-market rent
$2,729/mo
2BR fair-market rent
$2,971/mo
3BR fair-market rent
$3,760/mo
4BR fair-market rent
$4,121/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Above Average)
107.9 (100 = US avg)
Electricity rate (state-level)
26.4¢/kWh
Natural gas rate (state-level)
$17.60/MCF
30-year mortgage rate (national)
7.40%
15-year mortgage rate (national)
6.73%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
4
Elementary schools
2
Middle schools
1
High schools
1
Avg student-teacher ratio
11.5 : 1
Schools include
WHITE PLAINS MIDDLE SCHOOL, MAMARONECK AVENUE SCHOOL, RIDGEWAY SCHOOL, WHITE PLAINS SENIOR HIGH SCHOOL

Source: NCES school directory, 2024-25 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively High
Top hazards (county)
lightning, strong wind, winter weather, cold wave, hurricane
Notable hazard ratings (county)
lightning: Very High · strong wind: Very High · winter weather: Very High · cold wave: Relatively High · ice storm: Relatively High · hurricane: Relatively High
Most common flood zone among NFIP claims
Zone X
NFIP flood claims on record
96
Wildfire risk to homes (county)
Higher than 26% of US counties
Buildings in wildfire direct-exposure zone
37.6%
Radon potential (county)
Low radon potential — EPA Zone 3 of 3
EPA Superfund (NPL) sites within 5 mi
None
Nearest Superfund site
Mattiace Petrochemical Co., Inc. (11.6 mi)
Flood zones vary by property. Look up a specific address on the FEMA Flood Map Service Center.
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA NFIP flood-insurance claims (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
56.0°F
Average high
64.0°F
Average low
47.0°F
Annual precipitation
45.3 in
Annual snowfall
18.5 in
USDA plant hardiness zone
7a (extreme annual low 0 to 5°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Air quality

Air quality rating
Good
Median AQI (annual)
38
Days with Good air quality
301
Days with Moderate air quality
58
Highest AQI recorded (year)
136

Source: EPA annual air quality index (county-level)

Walkability & transit

Walkability index
10.7 / 20
Transit service frequency
886
Jobs reachable by car (30 min)
242,763
Jobs reachable by transit (45 min)
205,422

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

National parks within ~60 mi
23
Nearest national park
Saint Paul's Church National Historic Site (9 mi)
National parks include
Saint Paul's Church National Historic Site, Sagamore Hill National Historic Site, Hamilton Grange National Memorial
Airports within 30 mi
7
Nearest airport
Westchester County Airport (HPN) (4 mi)
Nearest major airport
Westchester County Airport (HPN) (4 mi)
Hospitals in or near this ZIP
133
Hospitals include
STAMFORD HOSPITAL, BRIDGEPORT HOSPITAL, SOUTHWEST CONNECTICUT MENTAL HEALTH SYSTEM
Avg hospital rating (CMS)
3.1 / 5
Best hospital rating nearby (CMS)
5.0 / 5
Solar radiation rating
Fair (3.9 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data (same ZIP, else within ~40 mi) · DOE/NREL (proximity-based)

Migration

Net migration (county)
-5,185 tax filers

Source: IRS SOI county-to-county migration (county-level; published with a multi-year lag)

Housing stock

Median year housing built
1956
Housing built before 1970
70.9%
Housing built 2000 or later
9.8%
Median annual property tax
$10,001
Mean commute to work
20 min
Households with broadband internet
83.9%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
370,841
Average weekly wage
$1,794
Top industries (by employment)
Health Care, Professional Services, Accommodation & Food
Annual residential building permits (county)
996

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

ZIP 10605State medianUS median
Typical home value$1.02M$332,107$288,527
Median sale price$943,500$363,950$325,000
Median days on market21 days55 days51 days
Typical rent$3,119/mo$2,700/mo$1,809/mo
Median annual property tax$10,001$4,500$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the typical home value in ZIP 10605?
$1.02M.
What is the median sale price in ZIP 10605?
$943,500.
How long do homes take to sell in ZIP 10605?
Median days on market: 21 days.
What is typical rent in ZIP 10605?
Typical rent: $3,119/month.
What is the natural-hazard risk in ZIP 10605?
Overall risk: Relatively High (FEMA NRI, county-level). Top hazards: lightning, strong wind, winter weather, cold wave, hurricane.
Is ZIP 10605 in a flood zone?
Flood zones vary by property within ZIP 10605. 96 FEMA flood-insurance (NFIP) claims are on record; the most common zone among them is X. Check a specific address on the FEMA Flood Map Service Center.
What is the wildfire risk in ZIP 10605?
Risk to homes is higher than 26% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 10605?
Low radon potential — EPA Zone 3 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 10605?
No current or proposed National Priorities List sites within 5 miles (EPA).
How many schools serve ZIP 10605?
4 schools (2 elementary, 1 middle, 1 high) (NCES, 2024-25).
Is ZIP 10605 walkable?
Walkability index: 10.7/20 (EPA Smart Location Database).
What is the air quality in ZIP 10605?
Good. Median AQI: 38. (EPA AQI).
What is the cost of living in ZIP 10605?
Regional Price Parity: 107.9 (100 = US average) (Above Average) (BEA RPP, metro/state-level).

Nearby ZIP codes

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Data last updated

Most recent source refresh: Oct 2026. See all data sources →

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