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Area data

Granite Springs, NY — ZIP 10527

Population: 418 (Census ACS)

The typical home value in ZIP 10527 (Granite Springs, NY) is $930,793 — up 6.4% over the past year. FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively High, with lightning, strong wind, winter weather the top-rated hazards. Cost of living is 7.9% above the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$930,793

Typical home value

+6.4%

1-year change

Relatively High

Hazard risk (county)

Home values & appreciation

Typical home value
$930,793
1-year appreciation
+6.4%
3-year appreciation
+22.0%
5-year appreciation
+36.7%
10-year appreciation
+62.1%
Peak value since 2000 (Aug 2026)
$930,793
House Price Index (state)
437.3 (+3.5% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median list price
$989,000
Active listings
2
1-year forecast
+3.9%

Source: recent area sales and market data (ZIP-level)

Rents

Studio fair-market rent
$2,593/mo
1BR fair-market rent
$2,729/mo
2BR fair-market rent
$2,971/mo
3BR fair-market rent
$3,760/mo
4BR fair-market rent
$4,121/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Above Average)
107.9 (100 = US avg)
Electricity rate (state-level)
26.4¢/kWh
Natural gas rate (state-level)
$17.60/MCF
30-year mortgage rate (national)
7.40%
15-year mortgage rate (national)
6.73%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively High
Top hazards (county)
lightning, strong wind, winter weather, cold wave, hurricane
Notable hazard ratings (county)
lightning: Very High · strong wind: Very High · winter weather: Very High · cold wave: Relatively High · ice storm: Relatively High · hurricane: Relatively High
Wildfire risk to homes (county)
Higher than 26% of US counties
Buildings in wildfire direct-exposure zone
37.6%
Radon potential (county)
Low radon potential — EPA Zone 3 of 3
EPA Superfund (NPL) sites within 5 mi
None
Nearest Superfund site
Magna Metals (6.7 mi)
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA NFIP flood-insurance claims (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
49.5°F
Average high
60.5°F
Average low
39.0°F
Annual precipitation
50.4 in
Annual snowfall
39.5 in
USDA plant hardiness zone
6b (extreme annual low -5 to 0°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Air quality

Air quality rating
Good
Median AQI (annual)
38
Days with Good air quality
301
Days with Moderate air quality
58
Highest AQI recorded (year)
136

Source: EPA annual air quality index (county-level)

Amenities

National parks within ~60 mi
23
Nearest national park
Weir Farm National Historical Park (16 mi)
National parks include
Weir Farm National Historical Park, Saint Paul's Church National Historic Site, Eleanor Roosevelt National Historic Site
Airports within 30 mi
15
Nearest airport
Black Pond Airfield (13 mi)
Nearest major airport
Danbury Municipal Airport (DXR) (15 mi)
Hospitals in or near this ZIP
100
Hospitals include
SHARON HOSPITAL, STAMFORD HOSPITAL, BRIDGEPORT HOSPITAL
Avg hospital rating (CMS)
3.5 / 5
Best hospital rating nearby (CMS)
5.0 / 5
Solar radiation rating
Fair (3.9 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data (same ZIP, else within ~40 mi) · DOE/NREL (proximity-based)

Migration

Net migration (county)
-5,185 tax filers

Source: IRS SOI county-to-county migration (county-level; published with a multi-year lag)

Housing stock

Median year housing built
1974
Housing built before 1970
29.3%
Housing built 2000 or later
5.7%
Median annual property tax
$10,001
Households with broadband internet
100.0%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
370,841
Average weekly wage
$1,794
Top industries (by employment)
Health Care, Professional Services, Accommodation & Food
Annual residential building permits (county)
996

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

ZIP 10527State medianUS median
Typical home value$930,793$332,107$288,527
Median annual property tax$10,001$4,500$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the typical home value in ZIP 10527?
$930,793.
What is typical rent in ZIP 10527?
2-bedroom fair-market rent: $2,971/month (HUD FMR — a 40th-percentile regulatory reference, not market-observed).
What is the natural-hazard risk in ZIP 10527?
Overall risk: Relatively High (FEMA NRI, county-level). Top hazards: lightning, strong wind, winter weather, cold wave, hurricane.
What is the wildfire risk in ZIP 10527?
Risk to homes is higher than 26% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 10527?
Low radon potential — EPA Zone 3 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 10527?
No current or proposed National Priorities List sites within 5 miles (EPA).
What is the air quality in ZIP 10527?
Good. Median AQI: 38. (EPA AQI).
What is the cost of living in ZIP 10527?
Regional Price Parity: 107.9 (100 = US average) (Above Average) (BEA RPP, metro/state-level).

Nearby ZIP codes

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Data last updated

Most recent source refresh: Oct 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents