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Area data

New York, NY — ZIP 10038

Population: 22,235 (Census ACS)

The median home value (Census ACS) in ZIP 10038 (New York, NY) is $921,900. Homes sell for a median $877,500 after a median 127 days on market. Typical rent runs $5,117/month. 7 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively High, with inland flooding, strong wind, winter weather the top-rated hazards. Cost of living is 7.9% above the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$921,900

Median home value (Census)

127

Median days on market

Relatively High

Hazard risk (county)

Home values & appreciation

Median home value (Census)
$921,900
House Price Index (state)
437.3 (+3.5% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$877,500
Median list price
$897,500
Median price per sqft
$1,028
1-year sale-price change
+17.8%
Median days on market
127 days
Homes sold (recent period)
26
For-sale inventory
97
Sale-to-list ratio
99.1%
Active listings
56
New listings (monthly)
15

Source: recent area sales and market data (ZIP-level)

Rents

Typical rent
$5,117/mo
1-year rent change
+7.1%
Studio fair-market rent
$2,593/mo
1BR fair-market rent
$2,729/mo
2BR fair-market rent
$2,971/mo
3BR fair-market rent
$3,760/mo
4BR fair-market rent
$4,121/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Above Average)
107.9 (100 = US avg)
Electricity rate (state-level)
26.4¢/kWh
Natural gas rate (state-level)
$17.60/MCF
30-year mortgage rate (national)
7.40%
15-year mortgage rate (national)
6.73%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
7
Elementary schools
3
Middle schools
0
High schools
4
Avg student-teacher ratio
11.2 : 1
Schools include
MURRY BERGTRAUM HIGH SCHOOL FOR BUSINESS CAREERS, PS 1 ALFRED E SMITH, PS 126 JACOB AUGUST RIIS, PECK SLIP SCHOOL (THE), URBAN ASSEMBLY-EARLY COLL HS EMER MD

Source: NCES school directory, 2024-25 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively High
Top hazards (county)
inland flooding, strong wind, winter weather, cold wave, heat wave
Notable hazard ratings (county)
strong wind: Very High · winter weather: Very High · inland flooding: Very High · cold wave: Relatively High · heat wave: Relatively High · ice storm: Relatively High
Most common flood zone among NFIP claims
Zone AE
NFIP flood claims on record
118
Wildfire risk to homes (county)
Higher than 15% of US counties
Radon potential (county)
Low radon potential — EPA Zone 3 of 3
EPA Superfund (NPL) sites within 5 mi
4
Nearest Superfund site
Gowanus Canal (2.1 mi)
Flood zones vary by property. Look up a specific address on the FEMA Flood Map Service Center.
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA NFIP flood-insurance claims (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
56.0°F
Average high
64.0°F
Average low
47.0°F
Annual precipitation
49.6 in
Annual snowfall
8.8 in
USDA plant hardiness zone
7b (extreme annual low 5 to 10°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Air quality

Air quality rating
Good
Median AQI (annual)
50
Days with Good air quality
183
Days with Moderate air quality
176
Highest AQI recorded (year)
136

Source: EPA annual air quality index (county-level)

Walkability & transit

Walkability index
13.5 / 20
Transit service frequency
165
Jobs reachable by car (30 min)
868,543
Jobs reachable by transit (45 min)
520,750

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

National parks within ~60 mi
22
Nearest national park
African Burial Ground National Monument (0 mi)
National parks include
African Burial Ground National Monument, Federal Hall National Memorial, Castle Clinton National Monument
Airports within 30 mi
10
Nearest airport
LaGuardia Airport (LGA) (8 mi)
Nearest major airport
LaGuardia Airport (LGA) (8 mi)
Hospitals in or near this ZIP
131
Hospitals include
STAMFORD HOSPITAL, GREENWICH HOSPITAL ASSOCIATION -, NORWALK HOSPITAL
Avg hospital rating (CMS)
3.1 / 5
Best hospital rating nearby (CMS)
5.0 / 5
Solar radiation rating
Fair (3.9 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data (same ZIP, else within ~40 mi) · DOE/NREL (proximity-based)

Migration

Net migration (county)
-973 tax filers

Source: IRS SOI county-to-county migration (county-level; published with a multi-year lag)

Housing stock

Median year housing built
1966
Housing built before 1970
56.3%
Housing built 2000 or later
23.4%
Median annual property tax
$9,957
Mean commute to work
19 min
Households with broadband internet
80.8%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
2,255,764
Average weekly wage
$3,540
Top industries (by employment)
Professional Services, Finance & Insurance, Health Care
Annual residential building permits (county)
2,984

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

ZIP 10038State medianUS median
Median sale price$877,500$363,950$325,000
Median days on market127 days55 days51 days
Typical rent$5,117/mo$2,700/mo$1,809/mo
Median annual property tax$9,957$4,500$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the median home value in ZIP 10038?
$921,900 (Census ACS).
What is the median sale price in ZIP 10038?
$877,500.
How long do homes take to sell in ZIP 10038?
Median days on market: 127 days.
What is typical rent in ZIP 10038?
Typical rent: $5,117/month.
What is the natural-hazard risk in ZIP 10038?
Overall risk: Relatively High (FEMA NRI, county-level). Top hazards: inland flooding, strong wind, winter weather, cold wave, heat wave.
Is ZIP 10038 in a flood zone?
Flood zones vary by property within ZIP 10038. 118 FEMA flood-insurance (NFIP) claims are on record; the most common zone among them is AE. Check a specific address on the FEMA Flood Map Service Center.
What is the wildfire risk in ZIP 10038?
Risk to homes is higher than 15% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 10038?
Low radon potential — EPA Zone 3 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 10038?
4 current or proposed National Priorities List sites within 5 miles (EPA). Nearest site: Gowanus Canal, 2.1 mi.
How many schools serve ZIP 10038?
7 schools (3 elementary, 4 high) (NCES, 2024-25).
Is ZIP 10038 walkable?
Walkability index: 13.5/20 (EPA Smart Location Database).
What is the air quality in ZIP 10038?
Good. Median AQI: 50. (EPA AQI).
What is the cost of living in ZIP 10038?
Regional Price Parity: 107.9 (100 = US average) (Above Average) (BEA RPP, metro/state-level).

Nearby ZIP codes

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Data last updated

Most recent source refresh: Oct 2026. See all data sources →

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