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Area data

Jersey City, NJ — ZIP 07304

Population: 51,306 (Census ACS)

The typical home value in ZIP 07304 (Jersey City, NJ) is $538,569 — down 0.3% over the past year. Homes sell for a median $607,000 after a median 42 days on market. Typical rent runs $2,450/month. 11 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively High, with coastal flooding, cold wave, heat wave the top-rated hazards. Cost of living is 8.8% above the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$538,569

Typical home value

-0.3%

1-year change

42

Median days on market

Relatively High

Hazard risk (county)

Home values & appreciation

Typical home value
$538,569
1-year appreciation
-0.3%
3-year appreciation
+11.1%
5-year appreciation
+12.0%
10-year appreciation
+85.1%
Peak value since 2000 (Jun 2025)
$545,578
House Price Index (state)
447.4 (+4.5% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$607,000
Median list price
$719,500
Median price per sqft
$428
1-year sale-price change
-5.9%
Median days on market
42 days
Homes sold (recent period)
52
For-sale inventory
96
Sale-to-list ratio
98.3%
Active listings
136
1-year forecast
+1.9%
New listings (monthly)
22

Source: recent area sales and market data (ZIP-level)

Rents

Typical rent
$2,450/mo
1-year rent change
+2.7%
Studio fair-market rent
$2,462/mo
1BR fair-market rent
$2,514/mo
2BR fair-market rent
$2,792/mo
3BR fair-market rent
$3,392/mo
4BR fair-market rent
$3,976/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Above Average)
108.8 (100 = US avg)
Electricity rate (state-level)
22.6¢/kWh
Natural gas rate (state-level)
$14.20/MCF
30-year mortgage rate (national)
7.40%
15-year mortgage rate (national)
6.73%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
11
Elementary schools
8
Middle schools
0
High schools
1
Charter schools
3
Avg student-teacher ratio
11.2 : 1
School districts serving the area
The Learning Community Charter School, Dr Lena Edwards Academic Charter School, Empowerment Academy Charter School
Schools include
Learning Community Charter School, Dr Lena Edwards Academic Charter School, Empowerment Academy Charter School, Lincoln High School, Julia A. Barnes School

Source: NCES school directory, 2024-25 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively High
Top hazards (county)
coastal flooding, cold wave, heat wave, inland flooding, strong wind
Notable hazard ratings (county)
coastal flooding: Very High · tornado: Relatively High · cold wave: Relatively High · heat wave: Relatively High · strong wind: Relatively High · winter weather: Relatively High
Most common flood zone among NFIP claims
Zone AE
NFIP flood claims on record
217
Wildfire risk to homes (county)
Higher than 16% of US counties
Radon potential (county)
Moderate radon potential — EPA Zone 2 of 3
EPA Superfund (NPL) sites within 5 mi
6
Nearest Superfund site
PJP Landfill (1.4 mi)
Flood zones vary by property. Look up a specific address on the FEMA Flood Map Service Center.
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA NFIP flood-insurance claims (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
56.0°F
Average high
64.0°F
Average low
48.0°F
Annual precipitation
49.9 in
Annual snowfall
8.8 in
USDA plant hardiness zone
7b (extreme annual low 5 to 10°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Air quality

Air quality rating
Good
Median AQI (annual)
41
Days with Good air quality
261
Days with Moderate air quality
101
Highest AQI recorded (year)
133

Source: EPA annual air quality index (county-level)

Walkability & transit

Walkability index
13.2 / 20
Transit service frequency
0
Jobs reachable by car (30 min)
568,537
Jobs reachable by transit (45 min)
446,213

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

National parks within ~60 mi
23
Nearest national park
Ellis Island Part of Statue of Liberty National Monument (2 mi)
National parks include
Ellis Island Part of Statue of Liberty National Monument, Statue Of Liberty National Monument, Castle Clinton National Monument
Airports within 30 mi
11
Nearest airport
Newark Liberty International Airport (EWR) (6 mi)
Nearest major airport
Newark Liberty International Airport (EWR) (6 mi)
Hospitals in or near this ZIP
130
Hospitals include
GREENWICH HOSPITAL ASSOCIATION -, NORWALK HOSPITAL, SILVER HILL HOSPITAL INC
Avg hospital rating (CMS)
3.1 / 5
Best hospital rating nearby (CMS)
5.0 / 5
Solar radiation rating
Fair (3.9 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data (same ZIP, else within ~40 mi) · DOE/NREL (proximity-based)

Migration

Net migration (county)
-1,246 tax filers

Source: IRS SOI county-to-county migration (county-level; published with a multi-year lag)

Housing stock

Median year housing built
1959
Housing built before 1970
59.3%
Housing built 2000 or later
23.1%
Median annual property tax
$7,439
Mean commute to work
31 min
Households with broadband internet
75.6%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
232,842
Average weekly wage
$1,953
Top industries (by employment)
Finance & Insurance, Health Care, Accommodation & Food
Annual residential building permits (county)
3,352

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

ZIP 07304State medianUS median
Typical home value$538,569$575,446$288,527
Median sale price$607,000$555,000$325,000
Median days on market42 days42 days51 days
Typical rent$2,450/mo$2,523/mo$1,809/mo
Median annual property tax$7,439$9,504$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the typical home value in ZIP 07304?
$538,569.
What is the median sale price in ZIP 07304?
$607,000.
How long do homes take to sell in ZIP 07304?
Median days on market: 42 days.
What is typical rent in ZIP 07304?
Typical rent: $2,450/month.
What is the natural-hazard risk in ZIP 07304?
Overall risk: Relatively High (FEMA NRI, county-level). Top hazards: coastal flooding, cold wave, heat wave, inland flooding, strong wind.
Is ZIP 07304 in a flood zone?
Flood zones vary by property within ZIP 07304. 217 FEMA flood-insurance (NFIP) claims are on record; the most common zone among them is AE. Check a specific address on the FEMA Flood Map Service Center.
What is the wildfire risk in ZIP 07304?
Risk to homes is higher than 16% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 07304?
Moderate radon potential — EPA Zone 2 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 07304?
6 current or proposed National Priorities List sites within 5 miles (EPA). Nearest site: PJP Landfill, 1.4 mi.
How many schools serve ZIP 07304?
11 schools (8 elementary, 1 high) (NCES, 2024-25).
Is ZIP 07304 walkable?
Walkability index: 13.2/20 (EPA Smart Location Database).
What is the air quality in ZIP 07304?
Good. Median AQI: 41. (EPA AQI).
What is the cost of living in ZIP 07304?
Regional Price Parity: 108.8 (100 = US average) (Above Average) (BEA RPP, metro/state-level).

Nearby ZIP codes

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Data last updated

Most recent source refresh: Oct 2026. See all data sources →

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