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Area data

Winter Harbor, ME — ZIP 04693

Population: 493 (Census ACS)

The typical home value in ZIP 04693 (Winter Harbor, ME) is $354,149 — up 4.8% over the past year. Homes sell for a median $200,000 after a median 54 days on market. FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Low, with ice storm, winter weather, coastal flooding the top-rated hazards. Cost of living is 3.0% below the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$354,149

Typical home value

+4.8%

1-year change

54

Median days on market

Relatively Low

Hazard risk (county)

Home values & appreciation

Typical home value
$354,149
1-year appreciation
+4.8%
3-year appreciation
+5.7%
5-year appreciation
+18.9%
Peak value since 2000 (Aug 2026)
$354,149
House Price Index (state)
499.0 (+1.0% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$200,000
Median list price
$445,000
Median price per sqft
$159
1-year sale-price change
-12.7%
Median days on market
54 days
Homes sold (recent period)
1
For-sale inventory
10
Sale-to-list ratio
100.0%
Active listings
14

Source: recent area sales and market data (ZIP-level)

Rents

Studio fair-market rent
$1,163/mo
1BR fair-market rent
$1,171/mo
2BR fair-market rent
$1,484/mo
3BR fair-market rent
$2,050/mo
4BR fair-market rent
$2,198/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Average)
97.0 (100 = US avg)
Electricity rate (state-level)
27.8¢/kWh
Natural gas rate (state-level)
$19.00/MCF
30-year mortgage rate (national)
7.40%
15-year mortgage rate (national)
6.73%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively Low
Top hazards (county)
ice storm, winter weather, coastal flooding, cold wave, hurricane
Notable hazard ratings (county)
ice storm: Relatively High · winter weather: Relatively High · cold wave: Relatively Moderate · hurricane: Relatively Moderate · lightning: Relatively Moderate · coastal flooding: Relatively Moderate
Wildfire risk to homes (county)
Higher than 12% of US counties
Buildings in wildfire direct-exposure zone
83.1%
Radon potential (county)
High radon potential — EPA Zone 1 of 3
EPA Superfund (NPL) sites within 5 mi
None
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA NFIP flood-insurance claims (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
47.0°F
Average high
56.0°F
Average low
39.0°F
Annual precipitation
55.5 in
USDA plant hardiness zone
6a (extreme annual low -10 to -5°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Air quality

Air quality rating
Good
Median AQI (annual)
35
Days with Good air quality
332
Days with Moderate air quality
29
Highest AQI recorded (year)
133

Source: EPA annual air quality index (county-level)

Amenities

National parks within ~60 mi
1
Nearest national park
Acadia National Park (9 mi)
Airports within 30 mi
4
Nearest airport
Hancock County-Bar Harbor Airport (BHB) (15 mi)
Nearest major airport
Hancock County-Bar Harbor Airport (BHB) (15 mi)
Hospitals in or near this ZIP
4
Hospitals include
NORTHERN LIGHT MAINE COAST HOSPITAL, NORTHERN LIGHT BLUE HILL MEMORIAL HOSPITAL, MOUNT DESERT ISLAND HOSPITAL
Avg hospital rating (CMS)
3.5 / 5
Best hospital rating nearby (CMS)
4.0 / 5
EV charging stations (within 10 mi)
20
Solar radiation rating
Fair (3.7 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data (same ZIP, else within ~40 mi) · DOE/NREL (proximity-based)

Migration

Net migration (county)
+231 tax filers

Source: IRS SOI county-to-county migration (county-level; published with a multi-year lag)

Housing stock

Median year housing built
1973
Housing built before 1970
44.1%
Housing built 2000 or later
16.8%
Median annual property tax
$1,422
Households with broadband internet
53.3%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
20,224
Average weekly wage
$1,082
Top industries (by employment)
Accommodation & Food, Health Care, Professional Services
Annual residential building permits (county)
318

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

ZIP 04693State medianUS median
Typical home value$354,149$341,768$288,527
Median sale price$200,000$415,000$325,000
Median days on market54 days55 days51 days
Median annual property tax$1,422$2,264$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the typical home value in ZIP 04693?
$354,149.
What is the median sale price in ZIP 04693?
$200,000.
How long do homes take to sell in ZIP 04693?
Median days on market: 54 days.
What is typical rent in ZIP 04693?
2-bedroom fair-market rent: $1,484/month (HUD FMR — a 40th-percentile regulatory reference, not market-observed).
What is the natural-hazard risk in ZIP 04693?
Overall risk: Relatively Low (FEMA NRI, county-level). Top hazards: ice storm, winter weather, coastal flooding, cold wave, hurricane.
What is the wildfire risk in ZIP 04693?
Risk to homes is higher than 12% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 04693?
High radon potential — EPA Zone 1 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 04693?
No current or proposed National Priorities List sites within 5 miles (EPA).
What is the air quality in ZIP 04693?
Good. Median AQI: 35. (EPA AQI).
What is the cost of living in ZIP 04693?
Regional Price Parity: 97.0 (100 = US average) (Average) (BEA RPP, metro/state-level).

Nearby ZIP codes

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Data last updated

Most recent source refresh: Oct 2026. See all data sources →

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